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    How do you figure out how much down payment was put down or HELOCs are taken from a house

    <p>Thanks!</p> <p>Looks like Mr X is the proud owner:</p> <p> <colgroup><col style="WIDTH: 67pt; mso-width-source: userset; mso-width-alt: 3254" width="89"></col><col style="WIDTH: 72pt; mso-width-source: userset; mso-width-alt: 3510" width="96"></col><col style="WIDTH: 127pt...
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    How do you figure out how much down payment was put down or HELOCs are taken from a house

    Is there a way to look up the owner's name for a given property?
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    Quail Hill Foreclosures

    <p>Ok, I checked the House Pr column against Case Shiller and it checks out.</p> <p> Your Rent appears to be directly derived from the Income column, were rents more or less affordable in 1997? I recall paying something like $1200/mth for a 2br IAC condo in 1993/94 (corner of Jamboree and...
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    Quail Hill Foreclosures

    <p>By the way, if I drop 30y mtge rate by 2% to 4.5%, current home price vs rent becomes fair.So all that the Fed needs to do is bring 30y mtge rate down.</p> <p> </p>
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    Quail Hill Foreclosures

    <colgroup><col style="WIDTH: 48pt" span="9" width="64"></col></colgroup> Income House Pr Rent Rental yield 30y mtge RY-Mtge HP for RY=Mtge vs actual...
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    Quail Hill Foreclosures

    <em>Not a chart based on real market rents. The data you were referring to was based on the rental equivalent component of the CPI -- a made up number. Market rents will always be reflective on income because rents are paid out of current income. Look at the income data from 1997, and look at...
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    How do you find a rental property?

    Thanks guys. At this stage, in the neighborhoods that seem to work (T.Ridge and Q.Hill) any property would have negative cash flow. Given how much distress I've seen in these areas and the vibes from my job in the financial markets, I will lowball the bids (compared to expectations, not reality)...
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    I wanna be a bond vigilante

    Good thread. awgee.. the easiest way to short a treasury bond is via treasury futures. You need a broker that has futures trading. This is very cheap, you trade at the same prices as the big boys. Just need to remember to roll your positions every quarter. Among the cheaper brokers is...
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    How do you find a rental property?

    <p>Did just what No_Such_Reality said. Rode my Ducati around Turtle Rock/Ridge/Shady Cyn/Quali Hill. Actully met a helpful agent in an open house on Turtle Ridge.</p> <p>How's this for a plan:</p> <p>Fine homes for sale on MLS that have been on the market for 120 days or more, unoccupied...
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    How do you find a rental property?

    <p>Ok, so I gave up on the ide of private schools, so that helped me narrow my target search to Turtle Rock and Shady Canyon (maybe Quali Hill)... How do I find a place for rent? I suspect a lot of good places are not listed for rent, but rather for sale. Yet if I come to them with a 1yr lease...
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    New Fed paper: Liquidity, Monetary Policy, and Financial Cycles

    <p>The only way to regulate hedge funds is via regulating regulated entities (banks) that do buisness with them. This can be done via regulating the amount of capital banks need to retain against financial exposures to hedge fund clients.</p> <p>Irvine Renter... about repos... (I haven't read...
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    Private Schools around Irvine/Newport Beach

    <p>So, do they like it?</p> <p>Our Lady Queen of Angels seems like a large school... Looks pretty religious though? Does that mean they don't teach evolution there? Is Christian ed obligatory?</p>
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    Private Schools around Irvine/Newport Beach

    <p>Ok, so now that I have arrived in OC, I need to find a permanent place to live within 3 months. Rather than reviving the excellent "Irvine Schools" thread, I think I start a new one, focusing just on private schools. Because, apart from possibly being nicer (I think this is debatable, but...
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    What makes a mortgage conforming?

    <p>575 min FICO <strong><u>after</u></strong> the mortgage is taken, right?</p> <p>Does FICO take income into account? eg, can one obtain a conforming mortgage with monthly payments at 50% or higher of income?</p>
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    What makes a mortgage conforming?

    <p>...other than size?</p> <p>- Any maximum LTV (I recall 80%, but don't remember from where)?</p> <p>- Income requirement?</p> <p>- FICO score?</p> <p>- ??</p>
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    Global Warming? Irvine becoming shorefront property? read on...

    <p><em>Why would 99% of the scientific community conspire to create a nonsense problem?</em></p> <p>Relevance of what they do, articles in the press, government funding.</p>
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    Villa Coronado appartments

    Thanks. A bit late for me... Kind of makes me regret changing to Siena -- my Coronado place had a garage (for my Ducati)
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    Next Hot Career/Who benefits from Real Estate Bust

    biscuit... the real name for that business is real estate trustee. other than a bunch of specialized skills, it needs a lot of capital. I was to junior to know what arrangements the company had with the banks that it bought defaulted mortgages from, but I do remember that it was hard to control...
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    Villa Coronado appartments

    Update: Coronado lease cancelled. Moving into Villa Siena (Irvine, not CM). Not in IUSD, but I will be out of there before the new school year starts.
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    Next Hot Career/Who benefits from Real Estate Bust

    When I first moved to Irvine in 1993, I worked at a company called TD Service Financial during the summer. They bought defaulted mortgages from banks and handled the whole process of kicking out the residents, refurbishing, and selling. That business had pretty explosive growth back then (not...
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