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  1. U

    OC professor tells Asian couple to ?go back to your home country'

    I'm almost sure that is East Long Beach, more specifically the houses couple blocks up from Ocean Blvd and 2nd Street - it's already over 90% white as is. If that won't do, dunno where she'd go next in a 100 mile radius.  You do have the rare token Asians, usually ones who graduated from CSULB...
  2. U

    New Listing - Brio Plan 2 condo @ Beacon Park (281 Follyhatch)

    Too bad I didnt see this before the weekend or could have dropped by.  Looks like you're off to another great start so keep it up.  Sure its gonna be another multiple offer listing for you.
  3. U

    MM killing it in Portola Springs

    Actually when I saw the thread title I thought it was going to be about USCTrojan.  Let's just say in about 40 days, you should get a pretty good indication of how he does with PS.  ;)
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    New Listing - Silverleaf Plan 3 detached condo @ Portola Springs (115 Excursion)

    While it's a much trumpeted fact that FCB's are a superstitious bunch, people forget there's something they love more - MONEY.  For most FCB's, getting a good deal > Feng Shui mumbo jumbo 90% of the time.  Most times it's just a canned set of excuses they keep in their pockets to get you to...
  5. U

    Olympics

    The mental picture of it is disgusting even just reading about it, but on the other hand - would the gov't really expect Mastro's and Ruth's Chris to really stop serving steak because Indian athletes will be coming to town for Olympics in Los Angeles?  Same idea really.
  6. U

    New Listing - Silverleaf Plan 3 detached condo @ Portola Springs (115 Excursion)

    Dang another hot home status again.  You got the midas touch there buddy.  Best of luck on the listing.
  7. U

    Baker Ranch in Lake Forest / Foothill Ranch

    I would say that this is more of a budgeting/saving issue than an actual narrative about Irvine or Socal real estate being unaffordable to non-FCB's as a whole.  Case in point - Only one of us makes 6 figures (and it's low 6 in case you imagine that means 200k+), we have one child, definitely...
  8. U

    Forced to close the new home without final walkthrough

    Unfortunately I think thats an old wives tale the builders tell everyone - 6 months after our close date the builder's customer service were still able to let themselves in whenever I consented.  I know they must still have some master "skeleton" key from the lock manufacturer since I was never...
  9. U

    Daycares

    They may well be the best but their business practices are beyond sheisty. They asked for a $100 non refundable deposit for my child to have the ?privilege? to be on their waitlist.  After going through the 2 year wait and interviews they said ?Sorry we don?t have space for your child.?  This...
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    New Listing - Hillsborough Plan 1B in Aliso Viejo (43 Elderwood)

    Congrats another successful listing for 2017 8)
  11. U

    Orchard Hills Neighborhood 3

    I guess this is subjective to say the least because everyone we toured the oh3 models with concluded the masters and especially the secondary rooms were tiny except Terra (which was barely up to snuff for that square foot class).  Yes the great room has the most square footage as in most IP...
  12. U

    Water Filtration System

    We also used SoCal water and we paid more than $3200.  We got the Fleck + Chloramine Backwash + RO.  The backwash is a fancy name for "whole house filter + chlormaine removal".  Personally, I didn't even consider not getting it because my child likes to drink bath water sometimes so I'm not...
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    Starting to Shop for Mortgage

    You can check out Zillow Mortgage for some rates, but be advised it's best to actually call the loan officers and speak about rates than going off the crazy teasers they throw out there.  This will give you an idea of what's out there in the market.  Then contact Soylent Green is People.  From...
  14. U

    Buying a New House Before Selling the Old One

    Ok if you have 20% down I wouldn't mess with anything above.  Honestly, it's a lot of headache option 1-4, 5 is debatable depending on who your buyer is.  I would just close on the new construction and then cash IN refi (pump in the 30% during the process) after you sell the old property.  You...
  15. U

    Buying a New House Before Selling the Old One

    You can avoid the monthly being high on the first mortgage by having the lender strucure it as a 10-15-75: 10% down payment 15% HELOC 75% mortgage This eventually results in the same thing as having put down 25% on the new conatruction.  You can toy with the percentages if it doesnt work in...
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    Buying a New House Before Selling the Old One

    Actually I was able to use option 3(HELOC against my new construction) to close escrow at the end of 2016 so its still a viable option from my first hand experience.  In fact, one builder (New Home Company) had their backup lender in the process to underwrite a first mortgage and HELOC for us...
  17. U

    Planning our next vacation

    We originally planned out the trip - found a hotel in Salem and the flights out there, but after thinking about the worth of $1500 for a 3 minute spectacle (a very awesome one tho) it just didn't make too much sense.  The traffic was another consideration that made us quit trying. 
  18. U

    Stock picks

    You need to own corresponding shares of the contracts you are selling.  So if you are selling 1 contract of BABA, you'd own 100 shares already.
  19. U

    Where to buy <$700k

    Looks like about $1160 in MR a year.
  20. U

    Portola Springs Neighborhood 5A

    Was there on Wednesday and models not started yet.  The rear retaining walls for all the view lots are up.  The tiny private park in between the lots at the center with the best view is near completion, along with some wooden benches to sit and enjoy the view.
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