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nirvinerealtor, If you don't mind answering some similar questions. The buyer's agent has a conflict of interest, imo, on the one hand wants the highest commission possible for themselves and simultaneously representing a buyer who wants to pay the least possible and still get the place...

bix, I'm late to the party but hopefully not too late. Buyers and sellers in a typical situation do not meet each other. The transaction ends and the relationship is over. Five hundred thousand dollar transactions are significant purchases and moreso when the relationship between the...

awgee says it's a mistake, but it may not. You said that you did get the 4.89% at the local bank. The reason that it *may* be is due to the inverted yield curve. In normal times, shorter terms are less risky for the bank because there is less time for things to change. As time lines...

Hold on a sec, I think you still give the man (?) too much credit (pun intended)... Troll X says, "And if I’m making half a mil a year for the last 10 years, I want to enjoy my life" keyword = if

awgee, I don't have a NYT account (yes, I know it's free). Bear Stearns has one "behind the curtain" to the tune of $7Billion. Last time they went for cash, they got 80 or 85 cents on the dollar for AAA. I wonder how they'll fair scrounging up cash for this one...

Love the way the comments section in the posts nest. Is there someway to use a high contrast line or some way for me to change some option so as to get a high contrast line. I use firefox 1.8 and have tried it with Internet Explorer. Both ways the border is nearly the same as the...

Is technical analysis primarily for short run? And what kind of timespans is it useful for?

I've seriously tried to understand technical analysis a couple of times. Each time I left thinking, there's something there, but as far as I can tell it's either Greek (don't understand) or mathmagical (valid if assumptions are true e.g. statistics). Can someone point me to a good primer...

If you google "housing bubble blog", then I'm sure you'll find a much better explanation of the whos, hows, whys and whens. But put simply, they are, in no particular order, 1) Yen carry trade - 0 interest in Japan is cheap credit to spend money in states 2) CDO - mortage banks...

How do you get a small fortune in real estate in 2007... start with a large fortune. =)

This reminds me of the guy that says, "The first time I met her, I knew she was the one." They got married and lived happily ever after. They tell their story and we listen and say that's so cute. Except me... I say that we only hear the story because they have been successful. How many...

This is an "alternative" viewpoint i.e. ours from the San Diego Union Tribune. Some of you may have read the Anderson forecast when it first came out. I thought it was excessive economist "on the one hand, but on the other hand" BS. I have a grad diploma in economics so I know that this type...

The reason for the 100 year mark is that the contract must have an end date. As a result, when the contract ends, that is to say that when the current owner (you) transfers title to the next person (whether it's family or not), the land lease owners can change the cost per year of the loan...

Seeing as how the OP is reviving the post, I'll chime in. To irvine 123, I'm not sure where you get... "Historically, real estate assets always to min, even in mid west, etc can beat inflation by several points, especially if we can all agree that Jan 2001 real estate value can be...

Sophistication? Common sense? I put my money on good parenting. "Huh?!" you say. Some parents are very clear about religious beliefs. Even fewer are clear on what a penis and a vagina is for. Even more fewer (correct grammatically?!) sit their child or a community child down...

edit: Read up on Villages My suspicion is this really a cost that Lennar incurs from "lost" profit due to conforming to standards of a community. In this case, the low-income houses would be the source. Their perceived loss (cost) is forwarded to the purchaser of a full price home...

If you work close to a metrolink, I'd suggest that. There's an express Metrolink from Disneyland and Knotts, I think it's the 460. Pretty sure there's an express Blue line from Long Beach too. mta.net for info. And with current gas prices, much money to be saved. My stepfather used...

I like Irvine Renter's predictions. Two of the major variables are and employment and lending interest rates. If the makeup and distribution of income changes then Irvine and OC home prices will react accordingly. On a macro scale, if US debt, decreasing dollar valuation, exogenous shocks...

I'm sorry, but I just have to sound off... Still confused, you are asking us about our views on the real estate market and financial decisions. The decision I hear from you is not financial. Your wife is fed up with renting and communicating her frustration to you. Frustration is not...