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<p>A very interesting tidbit in the LA Times article I just posted:</p> <p>"Among the lenders tightening as the Fed loosens, Chase Home Lending, which has been slowly raising credit standards since last summer, will start imposing new guidelines Monday that further restrict who will be granted...

Trying to tap into home equity? We'll see. Countrywide and others tell thousands of homeowners that they can no longer borrow against their credit lines as the companies tighten standards. By Kathy M. Kristof and E. Scott Reckard, Los Angeles Times Staff Writers 1:44 PM PST, January 31...

<p>justMarried08,</p> <p>If you are in the same tax bracket as POITG (40%), then you probably make too much money to contribute to a Roth IRA and too much money to get any tax benefit when contributing to a Traditional IRA. And I see no benefit in contributing to a Traditional IRA unless you...

<p>Thoughts?</p> <p>I started this thread because of the following Fed survey ...</p> <p><a...

<p>Interesting Bloomberg article today on vulture investors. <a href="http://www.bloomberg.com/apps/news?pid=20601109&sid=aKTFOoHM.Jww&refer=home">http://www.bloomberg.com/apps/news?pid=20601109&sid=aKTFOoHM.Jww&refer=home</a> (Lennar's New Homes Fetch 60% Less as U.S. Market Slump...

<p>P_O_IT_G,</p> <p>Do those brokers feel any regret? I hope so.</p> <p>Regarding your two arguments about the impact of this bailout on home prices, I have been wondering the same thing. I could see it going either way. Here is the take by a senior manager at PIMCO:</p> <p>"A...

<p>First, this just makes me mad. This plan rewards irresponsible behavior on the part of borrowers, mortgage brokers, appraisers, lenders, purchasers of MBS, the rating agencies, investment banks, etc. MORAL HAZARD!!! (sorry for the realtor type)</p> <p>Second, the US economy needs a...

<p>no_vaseline,</p> <p>Maybe we are talking about different studies and/or surveys (I hope so). But you are getting this all wrong. Freeways ARE a serious health problem. The study that I cite below did indeed consider income levels. Being rich won't help kids living near freeways...

<p>no vaseline,</p> <p>Not sure what survey you are talking about. But it is established that growing up near freeways results in permanently reduced lung capacity for children. The percentage reduction in lung capacity may seem small (for example, 5% or so), but are associated with...

There are SERIOUS health impacts, especially to children's developing lungs, associated with living within 1mile of a freeway. This project abuts the 405. No way I would raise children there. But I suspect Lennar is not marketing this project to young families.

<p>This Costa Mesa, not Irvine. But does anybody else smell fraud? Check out the sales history, especially the 9/01/2006 sale:</p> <p><a...

<p>From our buddy Matt Padilla at the OC Register ...</p> <p><a href="http://mortgage.freedomblogging.com/2007/10/26/calif-logs-record-24209-foreclosures-in-q3/"><u>http://mortgage.freedomblogging.com/2007/10/26/calif-logs-record-24209-foreclosures-in-q3/#more-581</u></a></p> <p>There are...

<p>First-time homeowner ready to 'go down with his ship'</p> <p><a href="http://www.latimes.com/news/local/la-me-standoff23oct23,0,1933928.story?coll=la-home-center">http://www.latimes.com/news/local/la-me-standoff23oct23,0,1933928.story?coll=la-home-center</a></p> <p>"Ashtari [21-year old]...

<p>My wife really likes PS and would like us to buy there when prices drop. But after we had to pack our things to prepare for evacuation on Sunday night (we live at Irvine Blvd and the 261), she doesn't like PS so much anymore.</p> <p>What does everybody think?</p> <p>Has anybody been up...

<p>thanks, much appreciated. I am at Irvine Blvd and the 261 Toll Road - not much wind right now -- pretty still.</p> <p>this is a big fire.</p> <p>Threatening areas from Amberhill all the way to Portola Springs.</p> <p> </p>

Channel 30 is calling the area: "Amberhill in the West Irvine area." Where is West Irvine exactly?

<p>From the OCFA:</p> <p>EVACUATIONS: A mandatory evacuations has been called for the residents of Amberhill, Irvine. Residents of Orchard Hills and Portola Springs areas of Irvine; Tustin north of Tustin Ranch Road and Pioneer, and the Lemon Heights and Cowan Heights areas may voluntarily...

<p>From the OCFA:</p> <p>EVACUATIONS: A mandatory evacuations has been called for the residents of Amberhill, Irvine. Residents of Orchard Hills and Portola Springs areas of Irvine; Tustin north of Tustin Ranch Road and Pioneer, and the Lemon Heights and Cowan Heights areas may voluntarily...

Another $100,000 plus.