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<p>raymond,</p> <p>i agree with you about the layout with Residence 2. I personally like Residence 4 due to its open air feel with the living room, dining room, and kitchen...but it's nearly $50k more and sits on the backside of the quad residence layouts. If i'm buying a home, i expect to...

<p>almon,</p> <p>I understand your point of view...i'm just relaying what i have read. I also know for a fact tha many of the undeveloped areas near the hills and the 241 is part of the conservation protection and considered permanently protected from development.</p> <p>I know Irvine...

<p>this is a great thread... and this site is addicting!</p> <p>in regards to my comment about why I think Irvine will become the hottest OC real estate, is mainly due to recent final proposal by Irvine company (TIC). As part of their final community development, Irvine co stated that they...

<p>bump! seems like this thread is getting abit nasty between parties...let's focus on why i have this thread posted in the first place. I'm here to find out more about the Irvine housing market not to discuss the rental increase over the years. I'm sure rent will continue to rise with so many...

<p>great point MK9</p> <p>I know i'm being rash and irrational in my thoughts. I'm just tired of looking at model homes weekend after weekend..with no result. On brighter side, I am glad that I did not purchase a home last year...but if bloggers are right..and Irvine home prices drop $100k + ...

i know it's difficult to find 100% financing ... but i did manage to find some builders that's offering it depending on the market location. I was at Portola Springs over the weekend and Sandero Townhomes by John Laing Homes did offer me 100% financing with respect to my credit score. I didn't...

<p>hmm..</p> <p>I was at Decada over the last weekend and the sales rep there informed me that they will have total of 7-8 phases but release dates are in question due to slow market.</p>

<p>nrivinerealtor,</p> <p>great input and advice as usual. Those are the very same questions i've asked myself...and yes, I know there may be more sacrifice needed in order to afford a home (especially in Irvine). I am ready to make that sacrifice. I'm just sick and tired of paying rent and...

let me know when Decada Plan 2 drops to about $460k..i'll pick one up then.haha. ( i shall hope and pray).

<p>Thanks everyone for a very informative insight into Mello Roos and the home buying experience.</p> <p>I'm getting mixed reviews of when to buy a home in Irvine. Yes, i understand that even Irvine will experience a leveling or even price drop during the next year or two...but from what I...

<p>nirvinerealtor,</p> <p>thanks again for your input and information. i am definitely in the tier 1 credit level at about 750...so that shouldn't be an issue. i'm just not familiar with the 10/20 interest only first 10 year program. Will wellsfargo or BA offer 100% financing on these plans? i...

<p>nirvinerealtor,</p> <p>Thanks for your consideration. Unfortunately my stubborn mindset has me fixated on new homes. I pretty sure there's better value out there for older homes, but I'm just too locked in on a new community home. To give you an idea... i rather drive a brand new Kia than...

<p>Oak Creek Renter,</p> <p>Can Melloroos be built into the mortgage as part of the loan and paid up in lump sum or is it a separate monthly fee? Thanks again.</p>

Who offers the 10/20 ? Never heard of such mortgage. i'm interested in looking into that package. I'm a first time buyer and looking to learn about every program that's out there for a logical and desirable mortgage plans. Thanks

<p>Thanks for the feedback everyone. I'm just frustrated with the whole home buying experience. I didn't realize there were so many additional fees that I would have to be obligated to. It's worse than buying a car from the local dealership which I thought was a horrible experience.</p> <p>The...

<p>This is my first post...i've been following the threads here for some time but never bothered to register till now. I've been in the market (looking for a new and first home purchase). I moved to Irvine little over a year ago and love the city. I work for a prominent software company here in...