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  1. Crispy3

    Corona.. Time to dip in?

    Trying to get everyone's thoughts on Cornoa real estate as an investment.. is it due to rebound? time to dip in?
  2. Crispy3

    Laguna Altura is HOT!

    you... I like you.
  3. Crispy3

    66 Secret Garden, NW2, bought in 11/2012 for $650K, sells in 3/2013 for $905K?

    How long do you all think this bubble will last?
  4. Crispy3

    Recommendation on lender

    Amerisave delayed my closing by almost 2 weeks but they do have the lowest rates.. would not use them again, at least not for a purchase.. a week after closing date they were still asking me for documents that I've submitted 3-4 weeks ago. I got fed up and had a very nasty conversation with my...
  5. Crispy3

    How low can we go? 30 yr fixed at 3.75% with no fees...

    my god.. I am going through the same thing... endless LOX for deposits and asking for items that I have already provided. I am scheduled to close NEXT Monday and I still have not gotten a undewriter approval nor any date commitments. They just sent the appraiser out again on Tuesday (actually I...
  6. Crispy3

    How low can we go? 30 yr fixed at 3.75% with no fees...

    I kept telling myself that I need to change the titles to the LLC but I keep refinancing cause rates keep coming down.. I didn't want to keep moving it around so they were actually only under my name.. the rental contract was made with the LLC though.
  7. Crispy3

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Yep but I have been told that's a little extreme and it can get expensive real fast. My umbrella policy costs less than $500 a year. I never transferred the properties to my LLC yet since I still plan to refi soon. Just rening and operating under the LLC.  If there isn't much to be gained with...
  8. Crispy3

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Oh I knew that single member LLCs are pass through it was meant to be a statement not a question.. I am just wondering if I should even have a llc at all for my income properties... I have a huge umbrella as well.. what do I gain for having the llc besides the pleasure of writing uncle sam a...
  9. Crispy3

    How low can we go? 30 yr fixed at 3.75% with no fees...

    single member llc in CA gets passed to individual anyway??? I have a llc for just a couple of rentals... are you telling me that I'm not gaining anything by forming an llc for it?
  10. Crispy3

    How low can we go? 30 yr fixed at 3.75% with no fees...

    I just submitted my 12th Letter of Explanation to Amerisave this morn..
  11. Crispy3

    How low can we go? 30 yr fixed at 3.75% with no fees...

    yep I've done everything else and released all but loan contingency... but loan contingency is what burned the sellers last time.. (this fell out of escrow) so they have a right to be concerned...
  12. Crispy3

    How low can we go? 30 yr fixed at 3.75% with no fees...

    I locked with Amerisave a couple of weeks ago @ 3.5 with 6800 credit towards closing for a 624k loan (I was pretty lucky with timing). But I am pretty concerned since I am two days late on releasing contingencies and I still have not gotten underwriter approval yet for the loan.. I keep calling...
  13. Crispy3

    Appliances

    I am replacing everything in an older house
  14. Crispy3

    Garage Epoxy?

    hrrm.. they wanted about 1800-1900 for a 3 car garage... that's much more than I expected.
  15. Crispy3

    Appliances

    we went from a sanyan to the pacair. about to switch out the sanyan at my mom's place also.
  16. Crispy3

    Appliances

    My wife does serious cooking (chinese stirfry) so we need a heavy duty range hood.. It was already a given that we're going with a Taiwanese brand..http://www.pacairusa.com/
  17. Crispy3

    Appliances

    This is what I'm going with : cooktop KFGU766VSS $1,230.00 fridge KFIS29BB $2,100.00 oven/microwave combo KEMS308S $2,969.00  <-- I really don't want to pay so much for a oven but the place I'm moving into has a combo and I was told this is one of the best convection microwave you can get...
  18. Crispy3

    Deciding on carpet...

    I"ve decided to go with New York Carpets for my install. hopefully it will be problem free..
  19. Crispy3

    Mission (almost) Complete!

    I'll definitely do research on it before spending a dime.. I'll take some before and after photos if I do go through with it to show you all.
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