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No-v, I sure will provide an update next year. awgee, I read an article by Robert Kiyosaki (Rich Dad Poor Dad) recently and he was saying the same thing but I forgot the details. Please give me some good reasons to buy silver now. I do have a substantial amount of cash sitting in high...

<p>Thanks everyone for your insights. From your advices and from I own research, I think I will either keep the money where it is or roll it over to an IRA. It doesn't make sense for me to convert it to Roth since I think I would have to pay too much taxes up front and because my tax bracket...

Bishie, will you adopt me ? I am all cash in high yield CDs (5.47%) and hoping to pay cash for my next house in 2 years.

I might buy one of their homes in 2 years (after another 20% haircut). I will give them the coupon and you and I can split it .

I am in my mid-forties and hoping to retire at 55. After 20 years with a company, looks like I will be changing job at the start of next year. I have another big financial decision to make. In my 401k I have about $500k spreading pretty evenly amongst company stocks, international fund...

<p>Property tax-collection has gone up a few billion dollars in the last few years due to the housing boom. The extra money coming into the OC's coffer has been staggering. It would be interesting to know where did the extra revenue go. GRAPHIX, do you have any data on this (you seem to know...

SoldAndRent, if you have a joint account, the FDIC Insures would be $200k to $250k depending on the bank. Wachovia/World Savings has good advertised CD rates for specific CD length. Wamu has a money market that pays well too. As Raymond stated above, IngDirect has money market at 5%. It went...

Thanks everyone for your comments. It sounds like I need to continue the conservative route to protect my cash. I will think hard about using just some of the money to buy gold or silver. My wife and I have discussed the possibility of buying multiple homes when the time comes. We are...

I sold my house in 2005 and have been parking my $600k in CD's earning 5 to 5.5%. I don't expect to buy a house for another 18 to 24 months. I have been kicking myself for not putting the money in the stock market in index funds or emerging market funds in the last 2 years. I would appreciate...

Reading this article, it is just amazing to me how dumb some people are with their money. http://money.cnn.com/2007/08/06/magazines/fsb/real_estate.fsb/index.htm?postversion=2007080816

Trooper, it is true that the 22 has easy in/out access for the carpool lanes. They have not started the non-peak hours rule yet. What I found interesting is that CalTran have had this setup in all the carpool lanes in the Bay Area for years but the same agency said they will have to do their...

Because of its closeness to Little Saigon and the Korean District, the 22 was notorious for having slow Asians on the left lane before the expansion. I used to play a game with my kids to guess the nationality and gender of the slow drivers on the fast lane and laughed about it when we got it...

I tried to lease a spot in the Northpark area for an independent food establishment and was turned down by the Irvine Company. Unless you are a well-known/uppercrust chain, you can't get your foot through the door.

When I first visited Southern California a dozen years ago, I still remember my first time driving on Tustin Ranch Road toward Orange (and later Jamboree). The comment I made to my wife was "This is such a beautiful place with wide roads, beautiful landscaping and incredibly clean. Today, I...

<p>Builder William Lyon in Tustin Columbus Square is selling between $260/sf and $300/sf for homes up to 3667 sq feet. Builders in Irvine at some point will have to follow suit.</p>

Awgee, lets say if I buy Option Put at 20 for Jan 08 and CFC files for BK in 3 months, would I stand to make a lot of $$$? My wife started playing with options a few months back so we are pretty clueless (she's been making money though so I'm not complaining).

Jim's latest article. It sounds pretty scary. Do you agree on what he had to say? I am a financial and RE novice so please break it down for me. Thanks! http://nymag.com/news/businessfinance/bottomline/35813/

<p>Mino, click here for the full version.</p> <p><a href="http://yellowbridge.com/humor/kindofasian.html">http://yellowbridge.com/humor/kindofasian.html</a></p> <p>Also try asianjoke.com for endless Asian jokes.</p> <p>Here is one that I came up with: you know you're Asians (especially...

<p>Sorry I couldn't resist :-)</p> Fob (Fresh Off the Boat) Asians You were not born in America. You speak your native language fluently and so do all your friends. You do not have any non-Asian friends. Your parents do not speak any English. When you speak...

92620 (Northwood) went from 1 in Q2-06 to 14 in Q2-07.