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  1. OCCOBRA_IHB

    Desperate Times, Desperate People

    That?s idolatry yes, but if that does not sell you home do you get a bigger idol say the size of a Pi?ata and shove it in the furthest corner of the attic? Maybe a golden calf will work underneath the outdoor Gazebo. Or maybe hire a leprechaun to leave all his empty Guinness cans well hidden...
  2. OCCOBRA_IHB

    Mortgage industry changes throw new hurdles in borrowers' way

    You realize that Fannie and Freddie will go the way of the DODO bird in a few years and they are adding all these obstacles to slow the amount of loans they do as they do not want to do loans but only to the top 5% because when things get better the government is going to sell these entities and...
  3. OCCOBRA_IHB

    Pulte to Buy Centex

    Both of those builders had competitive floors. Meaning that if there was a partner at a sales office generally they would have nothing to do with you as you did not buy from them. Resale stupidity. Both of the builders built ok homes but their customer service was never that good as the...
  4. OCCOBRA_IHB

    Reducing Foreclosures paper

    Basically a joke. Until the lender is willing to cut the principal close to the value of the property you are just creating zombie homeowners who will foreclose eventually as once an emergency, job loss, job transfer occurs they can not sell an upside down house nor refinance or short sell as...
  5. OCCOBRA_IHB

    Mortgage Broker needed... Do I qualify for an FHA Loan?

    FHA or any lender usually want to see 1 and half to 2 years steady employment before they will count you income. If you are commission then they will need letters from the company to support extra income through commission but no guarantee. FHA will be the easiest to qualify vs conforming...
  6. OCCOBRA_IHB

    California jobless rate highest since 1976

    Still many years to go. Go buy and be a knife catcher.
  7. OCCOBRA_IHB

    Future prospect from a real estate guru :)

    Also he has only one post and it sounds like an infomercial that no one wants read. Please be a contributer instead of a NAR shill.
  8. OCCOBRA_IHB

    Future prospect from a real estate guru :)

    <span style="font-size: 13px;">BS ALERT this guy is lost in a sea of myopic delusion. Please stop taking the brown acid.</span> California had the highest total with 80,775 foreclosure filings in February, a 51 percent increase from a year earlier. Auction sale notices almost tripled to...
  9. OCCOBRA_IHB

    104 Tearose and 104 Symphony in Quail Hill and bad luck

    And i am now going to start believing in ghosts and the chupacabra...
  10. OCCOBRA_IHB

    Foreclosures continued to rise in February: Up 30 percent from same month last year despite lenders? moratoriums

    We have not seen nothing yet. Option Arms and Alt-A loans are all reseting to the end of 2012 and even if with loan mods this will not help as unemployment goes through the roof.
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