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  1. Priced_Out_IT_Guy_IHB

    Aliso Viejo Discussion Thread

    Check out this AV market chaser... Date Price Jul 08, 2007 $625,000 Sep 11, 2007 $600,000 Oct 31, 2007 $575,000 Dec 26, 2007 $540,000 Jul 14, 2008 $515,000 Aug 14, 2008 $495,000 Source: MRMLS <a...
  2. Priced_Out_IT_Guy_IHB

    ~ The IHB, 7 Circles Cycling Club information, upcoming events and Post-ride reports thread ~

    134 miles, Irvine -> Newport -> Corona Del Mar -> Laguna -> DP -> SC -> San Onoffre -> Pendleton -> Oceanside and back I am going to die now. But not before I order a pizza. PS Looking forward to your write-up Peter.
  3. Priced_Out_IT_Guy_IHB

    Do you recycle?

    Where I grew up we always had two bins: a black barrel for trash and a blue one for recyclables. I can remember how my grandmother, who lived through the depression, used to scold me for throwing newspaper and glass into the trash bin instead of the recycle bin. As a kid I always thought it...
  4. Priced_Out_IT_Guy_IHB

    Red Bull warning

    Vodka and redbull? Jager and redbull? Disgusting! Who comes up with this crap? I'll take another single malt islay scotch on the rocks please.
  5. Priced_Out_IT_Guy_IHB

    How much to put down if you have the money

    Malibu, One big reason for putting 20% or more down is to avoid paying PMI. Some people I speak with say paying PMI is just a complete waste of $ if you have the cash to put down since it is an expense added to your mortgage that doesn't decrease your principle. This is the reason I pay my...
  6. Priced_Out_IT_Guy_IHB

    Why do people want houses to appreciate in value when they own?

    In regards to the tangent this thread has taken about appreciation vs. saving, don't forget the tax implications... If you are making enough to afford to save 2-3K per month then you're probably making <strong>well</strong> into six figures and fall into an extremely high tax bracket. Last...
  7. Priced_Out_IT_Guy_IHB

    Why do people want houses to appreciate in value when they own?

    25w100k+, I think that the occurrence of appreciation in the real estate market is complex and driven by many variables. Newspapers during the bubble would report that housing has appreciated "20% in one year", but what they're actually saying is that the median purchase price, or the...
  8. Priced_Out_IT_Guy_IHB

    ~ The IHB, 7 Circles Cycling Club information, upcoming events and Post-ride reports thread ~

    It was good riding with you prof and peter on Saturday. Next time I will make sure to show up hung through the roof :-)
  9. Priced_Out_IT_Guy_IHB

    Headlines...

    Like clockwork, now lenders are requiring higher downpayments, PMI % is increasing, and lending standards are tightening: http://money.cnn.com/2008/07/15/real_estate/Need_mortgage_bring_money/index.htm?postversion=2008071809
  10. Priced_Out_IT_Guy_IHB

    Tour-de-Red Rock Cycling Adventure: A Special Report

    Looks like a good time. Props for riding in the heat. When it gets hot here in Irvine I hit the panic button and ride the coast. I'm going to plan out a nice route from Irvine->Newport->Laguna->DP->SC in the next week or two. Was that whole pineapple drink filled with booze? I'll take four!
  11. Priced_Out_IT_Guy_IHB

    ~ The IHB, 7 Circles Cycling Club information, upcoming events and Post-ride reports thread ~

    OMFG, riding in Maui, plus beer and Mai Tais? Jealous beyond words.
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