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    Financing Decision

    hey don't shuffle away! i'll need you to buy it from me to bail me out!
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    Financing Decision

    heh heh troop, stop borrowing from the evidence room! you mean i have to actually buy the rock, not just promise her one, eh? sounds like i lose either way
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    Financing Decision

    i did promise her a trip. then she saw the house, and canceled both our winter ski trip and our spring getaway!!!
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    How different cultures define a "great" home

    this is where we used to live in NYC. 670 sq ft of spacious real estate 70 ft above ground. bargain basement price in '96 for 195k. i thought this was paradise... http://www.oneirvingplace.com/index.html and http://www.1irving.com/neighborhood.htm
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    Financing Decision

    no can do, troop...my 47 kids are breaking down our house now. if i don't do something, my wife is gonna suffer a nervous breakdown thanks for watching out for me though... i changed my work greeting today, "specializing in purchase of depreciating assets"...
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    some investment thoughts

    hey - i thought you relocated to paris!
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    Financing Decision

    now we're working with a bank and a credit union separately to get the lowest rate. i'm asking for the following: 1) 30yr fixed conforming for 417,000, plus 2) 7yr IO or 5yr IO for 200,000 (if you're wondering why an IO for the 2nd, it's because of its lower rate and we think we can pay...
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    Star Sightings in Irvine

    a bear?!? I ALWAYS THOUGHT IT WAS A MOUSE WEARING GLASSES!?! now it all makes sense!!
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    Financing Decision

    <strong>lendingmaestro</strong> - you're right, wonder why i didn't think of that before! like you said, might as well depend on myself to make extra principal paydown.
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    Financing Decision

    <strong>rtlguru</strong> - i can't find the link that shows you how to become a member. it looks like a bulletin board that takes you to lenders like countrywide, wells fargo, etc. do members get preferential treatment? thanks
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    Trading - Lessons from Stock Wizards

    A futures floor trader friend of mine once had to teach a class, and I sat in on it. He mentioned 5 things (2 of which I forgot): #1 - never bet the farm. as long as you're in the game, you can come back. #2 - accept losses as an integral part of trading. #3 - stay disciplined to...
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    Financing Decision

    <strong>lendingmaestro</strong> - i'm with you and the other bears on this forum, that right now is not the right time to buy economic-wise. there are reasons for us: my wife like our little neighborhood a lot. we also place a premium on the convenience of walking our kids to school and not...
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    Financing Decision

    <strong>Graph</strong> - Thanks for your thoughts. You pointed out that "It is easier to get a purchase loan, and the rates are lower." What's the usual spread between a purchase loan and a re-fi? By the way, "... but I don't know if the secondary mortgage market will come back down for...
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    Financing Decision

    We are getting close to buying a home. I have some financing scenarios in mind, and would like to throw my favorite out there for comments, especially from those in the mortgage industry and all of you who have interacted with me in the past. We have excellent credit scores, 30% in down...
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    COX is ripping me off...and what can I do about it?

    Bubblegum, Thanks for that explanation. Now I remember the whole tuner requirement. The big HD tv we have downstairs has a built-in tuner, but we cheaped out with the little one upstairs and this is the one I wanna use with the antenna. Damned, damned... And yes I bought the...
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    COX is ripping me off...and what can I do about it?

    This one sounds good, but looks...so bad. But it's out of stock at CircuitCity and Target. http://www.circuitcity.com/ccd/Search.do?c=1&context=&keyword=PHDTV1&searchSection=All&go.x=0&go.y=0
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    COX is ripping me off...and what can I do about it?

    My journey to stick it to Cox continues... I was psyched over the indoor HD antenna. We have 2 tv's but only one cable box, so the upstairs tv is mostly used for watching dvd's. We have a gadget from RF-Link that beams the picture from downstairs to upstairs. The picture isn't bad, but...
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    COX is ripping me off...and what can I do about it?

    I called Cox again, and went straight to the department that handles "service termination" (I chose the option called "Press X if you are terminating some service, but will continue to reside in the Cox coverage area"). After 2 minutes of talking, the person on the line started looking for...
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    COX is ripping me off...and what can I do about it?

    Here's my breakdown: Cox Limited Basic $17 Cox Expanded Service $30.99 Digital Cable Service $13.95 HBO $10.30 Cox Service Assurance Plan $3.95 (they send someone to your home and fix indoor cables if needed) Cox Digital Recorder $9.95 (we rent the box) Digital Suite Digital...
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    COX is ripping me off...and what can I do about it?

    Sure thing Bro, "you can call me Al", just like the Paul Simon song...I don't think your idea with the shovel works for me. I'm not mechanically and electrically inclined! Seriously though...what are my options? I can ditch my telephone but that'll only save $20 and involves a...
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