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    My landlord just lowered my rent $250 bucks

    Congrats Trooper! That's awesome!
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    Interest Rate Trends and Student Loans

    My suggestion is that if you can wait it out, just wait until next April/May before you pull the trigger and lock in your current rate. By then you'll have an excellent sense of where interest rates are going and can decide if you want to wait an extra year. Interest rate resets occur every...
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    Credit Union's Federal Insurance Coverage is now 250k

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    R.I.P. WaMu

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    R.I.P. WaMu

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    Headlines...

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    Fun thread: Just how cheap are you?

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    Fun thread: Just how cheap are you?

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    Fun thread: Just how cheap are you?

    I save the bags that my WSJ comes in and stick them in my diaper bag. When I have a dirty diaper, I stuff them in the WSJ bag and tie up the end. It keeps the odors locked in and I save a ziploc bag.
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    I need to lose 20 lbs in three months

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    I need to lose 20 lbs in three months

    I'm in the same boat. I had 20 pounds of babyweight that just wouldn't go away (even after I cut out the late-night neoguri and shin ramen noodles ;-) -- i totally agree those two are the best!). I used to eat a big breakfast, featuring bacon and eggs. I used to justify it with the fact...
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    Bizarre characters of IHB

    No question in my mind, it's gotta be Panda. Everyone else, you can get a good sense of what they would be like to meet in person. Panda? I cannot fathom what his face-to-face personality must be like. I wonder, does he talk like that with his wife? When he gets to Irvine and attends his...
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    A Plug for Irvine SuperFun

    Wow, this is just down the street from us! This'll be great for those days that the daycare is shut down. (E.g. Cesar Chavez Day). :-p Thanks for the tip!
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    Pediatrician Recommendation?

    I second that! Dr. Downes is awesome, as are the rest of the docs at Irvine Pediatrics. I never feel dumb asking any questions. Whenever my kids would fuss during check-ups when they were babies, she would sing to them. They order the thimersol-free flu shots for the kids (even though...
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    Doctor Recommendation in Irvine?

    Hey CalGal, Can you send me your recommendations too? Thanks!!!
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    Exactly how impossible is it for the average Joe to have a custom home built?

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    Exactly how impossible is it for the average Joe to have a custom home built?

    Usually at a minimum you'll have to make at least interest only payments during the construction phase of the loan -- but only on the total amount disbursed to date (the construction lender will only disburse funds for the construction portion directly to the contractor(s) once the lender's...
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    New Song Church in Irvine and Saddleback Church in Lake Forest

    The children's ministry at NewSong is very good...but the children's ministry at Saddleback is AMAZING. Either church, you need to get involved with the small groups in order connect with other people. Both churches are too big to be able to develop a sense of community just by showing up...
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    Long-term "rentership" versus owning quandry

    One thing you might consider for a long term lease is recording the lease (like you would record a mortgage). Then anyone who takes a security interest in the house after the date of the recorded lease is junior to you...in other words, if they foreclose on their mortgage, they take it subject...
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    National Teacher Appreciation Week

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