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Totally agree CM_Dude.

Good luck Jack.

ocbuyer: Don't you have to pay to have flooring installed and stuff though? I mean technically a new place isn't "move in ready," correct? The best medium would probably be to try to buy something built a few years ago.

I think we'd all like a newer home. The assumption being less maintenance, better energy efficiency, more modern amenities. But the premium for buying new (or newer) should be rolled into the cost, not into seemingly punitive auxiliary charges. If the individual buyer decides that...

<a href="http://calculatedrisk.blogspot.com/2007/11/gm-taking-39-billion-writedown.html">GM Taking A $39 Billion Writedown</a> Ooof.

Yeah, no kidding. :-P At that point it wouldn't matter anyway, I'll never be able to afford it.

I love the arch in the driveway. It may be a McMansion, but I could live out my days perfectly happy in a place like that.

CM_Dude, you hit on why I could never buy one of these. I actually really like the 3 story layout of this development. I could see myself in them for a while. But I think all these builders really overshot their expectations by thinking everyone would be willing to pay $600 for...

Thanks EvaL, I didn't realize the mandatory insurance is rolled into the HOA.

I guess that depends on the lending standard. If you were conservative like IR recommends (and I agree with) at tops 33%, *deleted, wrong* (This is wrong, someone much smarter than me please give a hand with the income requirement). It all seems fairly affordable and doable. I...

Here's what I came up with: Selling cost: $414,000 20% down: $82,800 Principal: $331,200 Best average rate for a 30 year conforming fixed (any arm is toxic): 5.91% Monthly payment: $1966.59 Monthly tax/mello expenses: $617 HOA: $350 Mandatory Insurance (need help...

I wish I had a place to wash and work on my car. One of the main bummers about being a renter. But not enough of a drag to buy. :-P

That can be debated IrvineCommuter. In my opinion what can't be debated is that lowering prices has moved units in this particular development. The builders should take heart. People don't want perks, kickbacks, or whatever. They want lower principal.

That 3 bedroom "SFR" is actually a condo. Shocker.

Paul raises more than 3.5M in one day in commemoration of Guy Fawkes Day: <a href="http://news.yahoo.com/s/ap/20071106/ap_on_el_pr/paul_fundraising_3">http://news.yahoo.com/s/ap/20071106/ap_on_el_pr/paul_fundraising_3</a>

<a href="http://tinyurl.com/2sv4dr">Unprecedented tightening in lending standards: Fed</a>

<strong>The world's richest model has reportedly reacted in her own way to the sliding value of the US dollar - by refusing to be paid in the currency. </strong><a href="http://news.bbc.co.uk/2/hi/business/7078612.stm">http://news.bbc.co.uk/2/hi/business/7078612.stm</a><strong></strong>

<a href="http://finance.yahoo.com/banking-budgeting/article/103811/The-915B-Bomb-in-Consumers'-Wallets">Credit Card Debt - The Next Subprime Crisis?</a>

lol, they buy one house at what they claim is a great price, then claim they can't get "what their house is worth" trying to sell their old home? I swear you can't make this stuff up.

Nice finds BLUE FIRE. Looks like Talega is starting to take it in the gut. That first one had a decent view.