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Thanks WINEX. I agree for today but was thinking the MS Eng may have more future value if our economy undergoes the transformation many are predicting.

IPO, are things that bad for IT employee contracting sales? I have a good friend in sales for a national firm similar to yours HQd in Irvine and he mentioned he is getting lots of placements right now. Regarding jobs, I'm in sales for a Fortune 50 HQd in Silicon Valley. Business is down but...

You can get great French reds for $15 and under; TJ's is a great source for them. I'm reminded of a famous line: "when in doubt, Red Bordeaux".

If one can qualify for the DTI limits, why not go max conforming FHA with 3.5% down, levered, and keep the cash for other investment opportunities? Won't the buyer pool be so thin in a year or two that sellers will salivate for any hint of an offer from a fully qualified buyer?

Patsy's in Laguna Niguel is a decent local spot. You're better off at Out of Bounds. That used to be a great place to party Fri/Sat night when I was single.

Union is a tourist spot. For the real deal head over to Salem St and the Neptune Oyster Bar. Peroni on tap as well. Capital Grille on Newbury is awesome. Lucca in the North End for sublime Italian. Bova's bakery afterwards for a lobster claw. The Rack for a night out. It's a great town.