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So HELOC stands for Home Equity Line Of Credit?it is the same thing as a home equity line. But there is something called a Home Equity Loan.  The similarities are that they both, as the names imply, are loans based on equity on the property.  There are a few differences.  The HELOC is, in a...

We are looking to put in a pool and re-do our outdoor landscaping.  Anyone have any recommendations and/or companies/individuals to avoid? Thanks!

Smart move. We did it for our last new construction home and we'll do it again. How much did he charge?

Since the site specifies that site supporters are able to use the blog for generating business, then I tend to agree. Or else it's not fair to the site supporters who pay to market their businesses...

Agreed, appreciate the transparency. Even the bloke peddling the Lake Forest homes (Parkside IIRC) as the 'New Irvine' is at least being transparent. It's not only cost effective (it's free, it's me) but is targeting the right audience.

Well Lonzo is one and done, he and his Dad have said as much...with good reason. So it's unlikely that the brothers will play together, but this year with Ball, Leaf, and the upperclassmen we might be on to something. But it's premature at this point, we haven't even started conference play. 'SC...

Likewise my man! The revolution morphed from football to basketball... >:D

Qualifying front and back end ratios aside, it is apparent that how much one is willing to spend per month for PITI is an individual decision. I find the rules of thumb i.e. buying a home for 3x your income, etc. are far too broad to really be useful. It depends on personal comfort level, how...

Well played, well played... ;D

Was a DISH user until we moved recently and switched to Cox. I was hesitant at first since most of the feedback I got was that the internet was the most reliable but that the TV service was spotty. We got the new Contour 2 and it is fantastic. All channels with good picture and I really like...

90210...cue the theme song.

Congratulations! I understand your consternation: I don't know anyone who's purchased a home and not had a significant amount of buyer's remorse. I speak for myself and many of my close friends.  Fortunately if has worked out well for all of us in the past. Don't feel unique in that regard, it...

Wow, that's a nice chunk of change considering it's only base pricing. Easily add $1M for options/upgrades/landscaping, maybe more like $1.5M. At that point you're pushing $5M total outlay and you are in some pretty rarefied air (Shady Canyon, Newport Coast, etc.). Nice problem if you have the...

Try Manny Molito (714) 655-0037. He was recommended by the Tesla store in Fashion Island, and was actually reasonable in cost and did a great job. He came out and gave an initial estimate, then scheduled the installation afterward. It depends on if he needs to do trenching, pull permits, install...

I signed on our new build at the end of January.  I financed through the builder's preferred lender, and I paid for a long-term lock at that time which would cover me until closing.  Fortunately for me, the rates dipped in early July and I was able to float down 3/8 of a point lower.  One might...

Granted, and even the design center rep tried to talk us out of it.  We struggled for a while with the decision, but we liked it on our prior home and we love it now. There are arguments to be made depending on whether you are more concerned with form or function, but we felt like we won on both...

We did the same thing that we had done in our prior home: tile in the kitchen and hardwood in the great room. We went with a darker hardwood and picked a lighter tile for the kitchen area. We found that the lighter tile worked really well in the kitchen with our darker cabinets; the hardwood we...

I always approached buying a new build with great trepidation for this very reason! Trump notwithstanding, how can anyone reasonably predict interest rate movement over several months? Some lenders that work with the builders do have a rate-lock protection guarantee, but I've found that...

Good point but in our neighborhood there are only odd-numbered addresses, which I found odd... ;D Makes sense to keep the myriad of 'good' 8 related numbers at the expense of one 'bad' 114/14 number.

Good friend of mine is having a hard time selling because of the dreaded 114/14 in their address. I think some builders are circumventing this by having only odd-numbered addresses in their tracts.