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I live in a high risk area of Portola Springs. FAIR plan was the only one that I could get insurance from, I also enlisted an insurance broker and they couldn?t find a private company as well. https://www.cfpnet.com/

I did an insulation upgrade from the builder as well. They let us stomp around the model home which had the upgrade as well as an adjacent identical model used as their office space that did not have the upgrade and that?s what sold me. They even sent photos just before they put up drywall as...

I haven't gone through it yet, but I just did my builder's walk-through and they said it's common and usually isn't an issue getting it approved. Heck, even the builders just installed locks on all of our circuit panel doors and put up construction site security cameras because of a recent spike...

Another data point for non-jumbo on a new home through Loan Depot, 30 year fixed at 2.875% without impound, 2.7% with. Rate was locked a week and a half ago.

What type of recessed lighting is the builder installing? When I recently inquired with Cal Pacific about smart home improvements after closing and asked for the part number, I learned that they had installed LED modules.

Has anyone been able to get hazard insurance or at least a quote since the fires have started? I need a quote for my mortgage lender and not having much luck. I have a broker searching on my behalf but wondering if there's anyone who has actually successful in these crazy times and let me know...

Fireclay is a type of ceramic. I have one by Shaw?s in my kitchen right now. It came with a small chip on the overhang ledge but hasn?t grown in the four years I?ve lived here. I have a metal rack on the bottom which keeps it from getting banged up.

Does anyone have recommendations for someone who can install wooden pull out drawers for cabinets, and a stand mixer lift? Open to custom or standard as long as they utilize the space well. Ideally if they can also convert existing cabinets and drawers to soft close. I found some old threads...

The Container Store has a higher end line that is pretty nice and is supposed to compete with Closets Plus and California Closets. Just avoid Closets, Closets, Closets, Closets! ;-)

I?ve been communicating with Erica Dose at Loan Depot for my Cal Pacific home. She?s been great, very responsive and knowledgeable. They recently started doing rate locks but we are still looking around for rates.

So does that mean that you would be picking the cheapest flooring option with the builder, only to have it ripped out by the contractor? Or is there an option to forgo flooring by the builder? Is there a benefit to sticking with the builders flooring (regardless of price) because it?d be covered...

I?m purchasing from Cal Pacific.  I tried looking at KB homes site but not clear, are discounts on immediately available homes or was this a cut on new releases?

Thank you Martin! That is helpful to know. I did express concern naturally as all of this went down after deposit was made and they were confident that the market at the time would hold up. If I?d come across this board sooner I wouldn?t have made the mistake of signing in with an agent :-) When...

Makes sense. I was wondering to avoid that, were builders giving those who were already in the purchase process some of the same price drops to avoid buyers from  cancelling escrow. Because if prices drop enough I would want to see if builders would negotiate the purchase price down. I imagine...

Hi! I'm a new member but joined recently as I discovered this website and all the helpful information and members. I'm hoping to get some input as I am in the buying process in Portola Springs. I put down a deposit earlier this year on a new build with Cal Pacific before COVID-19 came into the...