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<p>They will pay 6k in closing costs - that is if you use their financing. </p> <p>We had looked at these guys in the past too, and never went back, again primarily because of the price.</p> <p>I agree about the whole 'included' thing versus needing to upgrade to 'normal' quality.</p>

<p>2 edits later ...</p> <p>Look, we've had some good and informative discussions over the past few weeks.</p> <p>Sometimes the smug elitism of the permabears gets a little overbearing too. (Watch and wait and when the market crashes, haha I told you so)</p> <p>We've all agreed no one here...

<p>I have read that site too. While I have no doubt the stories are true, keep in mind that these are places where the most disaffected people aggregate to re-affirm each others' disaffection.</p> <p>Disclaimer: I am not an employee of Lennar. (haha)</p> <p>I wonder what percentage those...

<p>Take a look at the OC schools API (academic performance index) at these links</p> <p dir="ltr"><a target="_blank"...

<p>I think the main issue with me, having two kids, is the school district. Call me spoiled, but I would rather have them go to Irvine Unified than Tustin Unified.</p> <p>Verandas would have looked quite interesting to me but for that fact. </p> <p>Am I being spoiled??</p>

<p>10.5% annual investment return is awfully generous. I wouldn't put money intended for a down payment in stocks.</p> <p>How about 5.05% risk free? </p> <p>It would be nice if the calculator also included property tax, though it too is also tax deductible.</p>

whoopee, golfing on garbage!! don't forget whiffing the noxious fumes from the gas vents ... and that explains why the water hazards bubble

<p><strong>Village:</strong> <a href="http://www.irvineranch.com/villages/home.asp?vnx=12">Northpark square</a><strong></strong></p> <p><strong>Tract:</strong> <a href="http://www.irvineranch.com/villages/neighborhood.asp?nbh=8">Campanile</a> (68 single family homes) in the City of Irvine...

<p>They are detached homes.</p> <p>We spent a good deal of time looking at these guys.</p> <p>My editorial comments:</p> <p>1) if you like green grass lawns, don't buy here. Your yard is concrete.</p> <p>2) (pet peeve) there is no driveway. The home ends at the beginning of the...

<p>Oh, and the last time we went, it seemed like the upgrades you needed to negotiate had gone away - I suppose with their prices they felt they needed to include those upgrades to get the homes to sell.</p> <p>Now, the upgrade sheets are back. My guess is they feel the prices are "low" enough...

<p>Went by today to see how the action was on the new phase - for July - August move-in</p> <p>I showed up at ~ 11:30 and discovered 8 of the 16 homes in the phase had been claimed. </p> <p>What's left: (well, as of 11:30)</p> <p>lot 144, plan 3CR 4225 sf lot, 889990</p> <p>lot 146, plan...

<p>Deposit is 30k</p> <p>Also given the drop in the Lantana pricing, I called the office today. The design and sq footage of the two tracts is fairly similar, so I expect the prices to be somewhat comparable as well (as is, they are 100k+ more than Lantana now).</p> <p>Lady said next phase's...

<p>The deposit was 3% the last time I went, which is a while ago. </p> <p>Good to see prices coming down (8 - 15%) ... got some room to go.</p>

<p>Good point salsa.</p> <p>I think the correct question for many of us is not whether we can buy, but what kind of value can we get for our money.</p> <p>I, along with most people, have no wish to plunk down a large sum of money only to see later on down the line that I can get x% bigger or...

<p>That HOA looks a bit steep. </p> <p>A condo has more common area than a single family home but $400 a month to maintain ... fountains? A few chaparral plants in the front yard?</p>

<p>I understand your point. The purpose of this exercise was for me to see, at each given % home drop, at what mortgage interest rate x% is necessary to offset that drop.</p> <p>Then, to see if that x% is reasonably possible. 7-8% I can see. 12% ... unlikely in the next 5 years. But you never...

<p>I read the stuff on Prof. Piggington's site.</p> <p>I have to say, the argument is quite convincing. I had figured a 10% drop in the next 2-3 years, but I guess you renters almost got me convinced about the possibility of watching house prices drop 20 - 30 - 40% as they revert to the mean...

<p>Zovall, thank you for your super-all-inclusive stats! (I forgot HOA / mello roos / school systems)</p> <p>I'm surprised they haven't budged on their prices. Get with the program ! ! !</p> <p>I also felt like everything in this tract needed to be upgraded to be "normal" quality ... adding...

We're going to take a look at it over the weekend. Full report to follow.

<p>My editorial comments here:</p> <p>Thanks Vtech for the update on Campanile. When we went, we thought we were totally priced out of it so I didn't bother going back, but wow, 100k reduction is really significant. </p> <p>Might make me want to look at it again - but looking at my photos I...