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Here's we are heading to http://www.bloomberg.com/news/2010-08-11/u-s-is-bankrupt-and-we-don-t-even-know-commentary-by-laurence-kotlikoff.html

if u r interested to see any house, just call the listing agent itself. they r more then happy to show u the house and if u tell them that u haven't hired any agent and planning to use seller agent as a buyer one then u get the great service. i saw around 30+ houses this way and i never had any...

if he parks in front of your house, you start parking in front of his house. i don't see any issue doing it. As he doesn't like to park his own car in front of his house. he may get a message.

Can anybody explain why some zipcodes in Irvine have higher premium but others aren't.Even i check AV and Ladera Ranch, they have lower premiums, but westpark, northwood,woodbury all have higher premiums. it seems some zipcodes r sitting on a major fault line or something.

in that case which one is better a 100% loan or 85% insurance + 15% deductible(0% loan,assuming eligible for it)

In this case, listing was in pending status for a long time and i contacted agent to findout what's going on. he told me he can entertain my offer but it cannot be lower than X. where X itself was lower than the listing price. I accepted it and we signed the contract. In one of my friends short...

Quick update, mid June we got the short sale approval from bank and I closed it last week. Everything went smoothly. Since it was a short sale, I wanted to make sure everything goes as smooth as possible. I met USC as well to learn about all the possible scenarios to make sure I understand and...

Thanks USC/IR2. I was trying to find that how to look for liens against the property and found this link to look for deeds on the OC recorder site. http://cr.ocgov.com/grantorgrantee2/welcome.asp Is it correct that all the liens will be recorded at the OC recorder office and i can go and see...

thx, as per my knowledge there's only 1 lien and i believe that should shorten the process to get the short sale approval. lets see how it goes, i am not in hurry but wants to make sure i am ready for the next thing before i get any request as well as has a complete details of these things.

i am calling him every other day because as per one of my friend, final audit is usually the last step before the final short sale approval and it usually takes 1-2 weeks since short sale price is approved. bank name starts with W, one of the top 3.

thx, as per agent, they wants to make sure that buyer has enough liquid funds to close. at this rate, what do u think how long it will take? any other step or process must be completed before closing can happen or there are still more surprises to come.

please do let me know as well. thx.

Regarding the short sale i am pursing, as per my agent, bank has asked for the latest financial docs of mine as well as seller to run the final audit before apporving the short sale.  initially they had approved the sale price only and what they will pay etc.... Also it seems that it will take...

that's what i have seen as well. if u pursuing a short sale, make sure u go with the listing agent, otherwise they ignore ur offer or keep it till they get 1 of their own.

yes, that's what i was looking for? my thinking was, if the added fees r 1000-1500, more then the allowed ones then is it worth cancelling the whole deal and start all over again. now if buyer cannot pay these fees and lender/escrow also not ready to pay then what to do, now both buyer and...

thanks, now these kind of BS things definitely not in buyers control until unless they r ready to pay these last minute fees and definitely i have heard these kinds of stories where buyer has to pay little more in the end. but do u think it's worth not to close and strart all over again. or u r...

Thanks for the detailed explanation, just wondering, what kind of last minute issues could pop up? any idea about the most common issues arises during last days of closing.

thx, i knew that all of u must be busy meeting this Apr 30 deadlines to get 8k credit.

Since experts r busy, i did a google about various Contingencies, found an interesting link, talking about all kinds of contingencies Hope it will help everybody http://homebuying.about.com/od/buyingahome/qt/011508_Contingt.htm

Thanks for the info, i am also expecting it to take long time, therefore wanted to learn everything possible. if things works out to be fine, it's good else will move on to the next prop. lets see how it goes.