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    Selfish, Hateful NIMBYs

    Live in Irvine again but work in LA. This is after spending about the last 10 years in Manhattan. It's hard to see how the Great Park adds density. When most cities need to grow, they build up and it gets denser. There's some of that in Irvine, a la Jamboree corridor. But Irvine also had the...
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    Buying new house with a "4"

    I had a house in Irvine with 88 as the address number. Awesome right??? When the market fell, it dropped about 15% from what I paid. I pulled it off the market. Put it back on the market in mid 2013 - if people recall how tight the market was around then. Repriced at 15% ABOVE what I paid and...
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    Lakers News

    OKC did it to themselves. The ownership left Seattle, one of the most dynamic and growth cities of the last decade, because they wanted taxpayers to fund a new or improved arena. They got it in OKC, where Bennett is from. The value of the franchise is worth 3-5X what is was a few years ago. The...
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    Planning our next vacation

    Anyone here been to Iceland and have recommendations or itinerary to share?
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    How low can we go? 30 yr fixed at 3.75% with no fees...

    For a 2nd home, how much of a spread should be expected? Refi. I am at 3.75% on a jumbo and checked with two lenders I've worked with before. They both said it wasn't worthwhile to refi.
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    Safest Cities in America

    http://www.businessinsider.com/the-safest-cities-to-live-in-america-2016-6 CA had 11 of the 25. Corona (!) and Orange were in the top 25, along with some other notable Bay Area suburbs. Anaheim, Costa Mesa, and Santa Ana were also in the top 100. Los Angeles also makes the top 100, but Irvine...
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    Get Ready For The Big One

    Wow, momo you've really thought it out. Shouldn't you be using your waste to fertilize new seeds though?
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    Mortgage News. Brexit

    When there's global uncertainty, just lend to US homeowners. Even when we're in the latter stages of an economic cycle, just keep it coming. They're always good for it.  >:D
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    Advise please... having trouble with the preferred lender for new home

    Does it though? Your tax assessment will be based on the recorded purchase price - will that include a closing cost credit?
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    Advise please... having trouble with the preferred lender for new home

    So are closing cost credits assumed to offset non-deductible costs only? For example if you had 5k of deductible, interest-related costs and 5k of other closing costs. Builder offers you 5k of credits. Would IRS expect that the 5k of credits be applied pro-rate across the deductible and...
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    Get Ready For The Big One

    I would go to Woodbury to live under the protection of the Governor. Woodbury has plenty of housing, can be easily sealed off from the 3 main entrances and promenade corner of the town center, plus the close proximity of the town center makes for easy scavenging runs.
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    Is Irvine becoming Too Asian Part 2

    Wow I can't believe I read that whole post from the MI family. Anytime someone uses phrases such as "REAL" American or "cultures like our own", you know it's about to get REAL indeed. REAL stupid. I can't imagine why they had a hard time making relationships with that attitude. If they went to...
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    Advise please... having trouble with the preferred lender for new home

    Something to keep in mind is that the builder is likely providing a closing cost credit for using their preferred lender. Many just lump everything together as the "cost of the home" and think about what that net number is they need to pay on closing day. The reason the distinction is important...
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    How low can we go? 30 yr fixed at 3.75% with no fees...

    If you're 30 yrs old, in your adult life you've never seen 4% treasuries.
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    Lakers News

    LBJ has managed to have passive-aggressive relationships with every coach. Spoelstra was not championship HC material, until he was. He was on the edge of getting fired but today has 2 rings. Mike Brown and David Blatt could have rings today if just a few things went differently. Not sure what...
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    Planning our next vacation

    Agree that South Beach is overrated. The weather is too humid and at night the area becomes too douchey. It combines elements of LA and Vegas but doesn't excel at any particular aspect. Outside the US, I have no interest in returning to the Greek Isles of Santorini and Mykonos. Absolutely...
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    Lakers News

    Brown isnt a head coach but as a defensive assistant, not a bad move. No one has ever knocked his coaching. He just didn't have the commanding personality to manage superstars.
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    EMC Seafood and Raw Bar (LA Ktown, Irvine too!)

    I prefer the Connecticut style (butter) vs Maine style (mayo). $20 lobster roll isn't bad although it looks like only claw meat, no tail? If only claw meat that's kind of a bummer.
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    Which Personal Finance or Investment Books have you read?

    Perfect analogy! Religion is great when people use it as general guidelines for living a moral and disciplined life. But we all know how dangerous it can be, especially when used by those who tend to be poor, downtrodden, and less educated. What do you think is the target market for self help...
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    Planning our next vacation

    Ah Big Wong. Still the go to spot for congee! The funny thing now is: halal guys is Costa Mesa DTF is in Costa Mesa and arguably better than Joes Shanghai, but it's different. DTF is a fancy meal, Joes Shanghai is Sam Woo BBQ. Instead of Papaya Dogs, try Crif Dogs in the East Village
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