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<p>nirvinerealtor: <em>"I actually can see myself living in the Plaza."</em></p> <p>I thought you have kids.</p>

<p>Let's hope it never happens either here or anywhere else, specially anywhere close to large human settlements. I would expect TIC/land dev co that owns some of the surrounding land and the CIty of Irvine to already have contingency plans in place for just such a scenario. Maybe they have a...

<p>nirvinerealtor:</p> <p><em>Re: "NIrvinerealtor, could you show us one example of a home that has appreciated 5% a year since late 2005? Just curious." (irvine_native)</em></p> <p>I think we need to find an example of a property that closed once in 4th quarter of 2005 and once again in...

<p>I think all of you guys should read the following article from last Sunday's NY Times...</p> <p><a href="http://www.nytimes.com/2007/05/06/realestate/06cov.html?_r=1&oref=slogin">The Guy Who Picks the Best Places to Live</a> </p>

I hope "charlesriver" is reading this... <a href="http://forums.irvinehousingblog.com/discussion/39/your-opinion-on-watermarke-condos-/#Item_15">Here</a> is a link to prior posts on Watermarke. I sure hope she did not buy at those prices under discussion several months ago!

<p>stillConfused: <em>"As it is we are not saving much and if we buy a house we will build some equity that can be used later for urgent needs."</em></p> <p>This type of thinking was somewhat acceptable in a rising housing market. In today's market, it is most certainly flawed logic, and...

<p>I really thought the timing of Lereah's departure was interesting, considering NAR's <a href="http://www.bloomberg.com/apps/news?pid=20601010&sid=aXZRdKh_WP1s&refer=news">announcement today</a> of a 4.9% decline which was considerably lower than the consensus "predictions" by economists...

<p><a href="http://davidlereahwatch.blogspot.com/">http://davidlereahwatch.blogspot.com/</a></p> <p>Moderately interesting development - I am sure many of you bubble watchers have already heard this news.</p>

<p>For setting up an S-Corp or and LLC, you can check out <a href="http://www.legalzoom.com">Legal Zoom</a>...</p>

<a href="http://www.rockstargames.com/reddeadrevolver/">Red</a>

<p>Just picked this up from Angry Bear. Almost fell off my chair...</p> <p><a href="http://bp2.blogger.com/_yBU2IH33oeM/RhY6tjbEVZI/AAAAAAAAAK4/3uEhpLUBB0Q/s1600-h/50405nytDiagramofaBlog.jpg">Linky</a></p>

<p>California Housing Finance Programs:</p> <p>The loan programs are at CHFA website. Here's the links to <a href="http://www.calhfa.ca.gov/homeownership/limits/income/income-main.pdf">income limits</a> and <a...

<p>graphrix: The legal requirement is that employers cannot force you out of the plan when you leave servce if your balance is greater than $5,000. They may impose a "special fee" for former employees who leave their balance there, but they cannot force you out. (Minor side note- new rules...

<p>OC_Fliptrack: <em>"Crucial, two questions... First, what's wrong with revealing retirement acct funds to a loan officer? Second, I wonder how the numbers would shake-out if current loan pricing trends continue and a 401k loan would get you to down to 80% LTV."</em></p> <p>First question...

<p>Great points all. Best to leave the 401(k) out of it though...</p> <p class="MsoNormal">Let's throw some numbers out there... Let’s say you and your spouse take out identical $50k loans each from your 401(k)s, for a total of $100k. At 7% interest and 30 year term, the loan would look...

<p>Ha ha ha ha </p> <p>Fallen under chair... can't get up...</p>

<p>reid: 100% agreed with you on this issue of double taxation. The only <em>minor</em> point on the "other side of the column" would be that the amount of taxes you lose due to double taxation would potentially be small compared to the tax deferred earnings gains you may have on your account...

<p>OC- I cannot believe you even asked the question!?? Why would anyone in their right minds even reveal to a lender what is in their <em>pre-tax retirement</em> savings account? </p> <p>Slightly off topic, but since you opened the proverbial pandora's box on 401(k)s, here are some facts to...

<p>socalhousingbubble: <em>"check amendment G in the Lyon standard contract"</em></p> <p>Can someone post a copy of the said amendment G so we can see first hand what the fuss is all about?</p>

<p>IrvineRenter: <em>"Plus you get the satisfaction of knowing you kicked some poor FB while they were down. What could be better?"</em></p> <p>Classic! LOL!!</p>