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<p>thanks liz... i definitely plan on paying more than my monthly payment since i can afford to do this. i hate the thought of paying the bank interest. thanks for the advice though! much appreciated. ever since i started working part time in high school, my mom would always tell me to "pay...

<p>i only put down 5% so i wasn't able to get approved for a 10 yr interest only option on a 30 yr fixed. i was originally getting this loan from countrywide, but they don't allow 95% financing anymore sine they took that 1.2 billion dollar loss so my loan agent had to shop around for another...

what's the ratio of bust to belly though? hehehehe

<p>my financial advisor loves American Funds... he has sold other funds before, but has been pushing American Funds as time-proven over his career. my parents have used him for over 30 years and out of all of thier advisors he's made them the most money, so i trust his advice :)</p> <p>btw...

..and let their kids play in the yard to give the appearance of a real family living inside. (anyone read the article about the house in San Clemente a year or so ago?)

agreed. anyone here have anything bad to say about American Funds Captial Growth? i'm looking into putting my money there once my 2nd is paid down.

...or master splinter of the teenage mutant ninja turtles?

never seen anyone famous in town, but here are a few notable irvine celebs that i can think of: will farrell, zack de la rocha and tim commerford (rage against the machine), thrice, mark mcgwire, the offspring, and john lovitz (uc irvine graduate).

graphrix, thanks for the advice! i will talk to my home loan advisor and see what she thinks.

<p>i believe it was:</p> <p>3.125 points on the first (~$12k, covered by incentives). 3.25 points on the second (~$2k, covered by incentives). (2 yrs HOA are prepaid by my incentives)</p> <p>i can definitely afford the P&I payments now. my plan is, pay IO for now and take the...

got my good faith estimates today. 30 yr fixed with 10 yr interest only payment option. the balance amortizes after 10 yrs. and, no pre-payment penalties. 5.625% 1st 8.00% 2nd not too shabby i suppose... luckily i have pretty good credit. what do you guys think?

that is my dream!!! too bad camden place is 3 stories. a larger aquarium would probably be safest on the ground-level. maybe when i get married and give the roommates the boot, the downstairs bedroom can be converted into a fish room/study. :)

i'd definitely report them. a college buddy of mine got caught up by a ring like this. they gave him (and a other victims) $5k each to use their names on the titles of houses they were flipping. needless to say, he paid far more than $5k in legal fees just to clear his name. luckily he was...

price really depends on what kind of setup you're running. i've seen 2.5 gallon "pico" tanks that probably cost $100 to setup. then i've seen 300+ gallon tanks that could have easily cost $100k in equipment and livestock (yes, there are designer corals and fish in the trade). the tank in the...

<p>Hey guys, I'm an avid "reefer". Anyone else here into saltwater or freshwater aquariums? I have a website to showcase people's aquariums so check it out! <a href="http://www.myreefgarden.com">My Reef Garden - Aquarium blogs, profiles, etc</a> Here's my old reef-tank before I left OC...

<p>Congrats Shooby!</p> <p>I purchased a neighborhood 10 residence 3, also on the greenbelt. Looks like we will be neighbors. I am a bit irked that they didn't let me reduce my purchase price like they did for you. However, i'm still very happy with my purchase. I'm using my incentives to...

anteaterscientist, that smell is most likely reclaimed water used in irrigation. UC Irvine uses reclaimed water for their sprinklers and for me, that strange smell brings back fond memories of college :)

anyone want to take a stab at where interest rates will be in november? i'm going to sign for a new place tomorrow and am curious to know what you guys think november rates will look like. i'm quoted at 6% for my 1st right now, but am curious to know what i might get when they lock my...

awgee, growing up in the south bay as an active golfer, i remember back in '99 when the entire 18th hole of ocean trails golf course fell into the sea because of a landslide. i think the donald bought it back in '02 and renamed it "trump national golf course" right? i doubt he built any homes...

<p>it's basically a belt of grass/park between houses that usually has a walkway. in this case, the camden/meriwether greenbelt leads to a small community park with a half bball court and playground. i personally like it because it's nice for walking the dog or jogging. </p> <p>you can see...