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hehe... when it comes to that i am just not as optimistic... who says my kids would be around ? they might take off somehwere else etc (just like me... my dad sees me once a year and i think he's happy with that)... kind of the same argument even with marriage... doesn't mean the wife will be...

blackacre-seeker, i made that choice a definate now almost 10 years ago and i do not regret it one day. i have plenty of friends and plenty of friends with kids in all ages... if i ever have the need to have kids around me there always will be... it's fine to critize my lifestyle i am not...

aldkj, "They said that the incentive have to be with Countrywide. I told them, that it is against the law, and they quickly give me the same incentive w/ the outside lender." do you have a actual reference for that ? some article or something ? i will be closing soon and thinking about...

lawyerliz, no worries about the genes, my brother and sister are taking care of that... and yes money is a consideration (let aside the pain in the butt factor)... sadly these days society is driven into the thinking that having kids is a must (just like owning a home)... either one of those too...

why it works for me... - the numbers work for me, owning instead of renting costs me between $500.- and $1000.- more a month. that includes the benfetit of write offs etc... - i found the perfect home in the perfect neighbourhood, quiet street and local to everything - looking at a...

anyone has any update on these homes... the plans look very nice and open...

yeah... that's what turned me off from buying in big bear... seams a huge amount of property is on gov. lease...

quote:"hey shooby- do you know if you will own the land beneath your condo? i found out that it is own by the association. no biggie." you are wrong. you own let's say in a 5 unit condo 1/5th of the land, or in a 10 unit condo 1/10th of the land. and that is a biggie.the land you own is...

jbatzmaru, how are you going to pay off the unit in 10-15 years if you are paying interest only ? double the payment is money for principle, taxes and hoa... you do the math however and wichever way you want but make sure you do it right if you do want to yurn it over into a rental...

jbatzmaru, u are playing with fire, look at my math and if you can't afford double the payment right now, don't do it. and the best way to pay taxes is by breaking close to even at the end of the year not get $7k back... that's $7k with no interest... if you don't have the dicipline to save the...

acpme has great points ! - you are underestimating your taxes - you are not taking your HOA in consideration - your payment will double ! in ten years - you asume you will be able to refi and or make more money, or sell the house at a profit all this is a gamble, look at the...

it is said that people can't take responsiblity for their actions anymore... it's always someone elses fault... i almost feel like a dummy actually making my payments...

ohhh brother... you better read up quickly abouot beeing a private landlord, there is way more than just getting the check every months !! get on it.... stay on top of it... and don't ever raise the rent if the tenant is good !! call the landlords from the last place, how long did she stay...

you have to do your homework. no matter what broker. UAMC is right in line with their interest rates with the open market. they don't screw u over for using their lender. but don't expect much advise from them either. in this case they are helping you by not responding fast... most likley you...

rates are not going to go up anytime soon, certainly not before x-mas. get a 30year but pay principal to pay off in 15years. if something goes wrong you have the saftey of a lower payment with almost the same interest rate, or use points to get the same rate.

no_vaseline... i don't think i am overreacting in anyway, but that was just your opionion, so i am fine with that. let me explain why i started the thread... as i am signing hundreds of pages of my buy-contract i stumbled across 6 or so pages just about the former use and the possible...

wow. lot's of useful input. the property i'm looking at does not have a yard and i can't seem to keep plants alive, leave alone a plant or tree for fruits... so it's seem like i would be just fine. i do plan on having a whole house water filter and undersink filter for drinking water to be...

quote:" Happy weekend reading! Make sure you order a subscription to one of these. Only $1 a day might save your kids' lives..." oh you mean bottled tap-water ?

anyone concerned about the contaminated grounds ? the purchase contract has a few pages listing potential hazards... VOC's, TCE, MTBE, 1,2,3 TCP... can we drink the tap water, take showers and sit on the grass ? are we doomed to have cancer in 20 years, grow a third arm and turn green...