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VOC is not any better or worse than any other new community... the only reason some others are a little cheaper right now is because the IC is pitching in... otherwise portola and woodbury etc... would be even more... yes it's a lot of extra non-mortgage cost, but that is fully disclosed...

writer... ahh hold on they don't have job any longer either...

how does the money flow.... new loan pays off old loan...if balance is $300k and new loan is $300k you will pay some for closing costs. you don't see any money unless you refi with cashout it's such a simple transaction that one knows how to anwser... mortgage is better the...

i'm glad the other posters made my point clear... i'm am not praising lennar... i'm just saying you are one of these guys who are always will complain and try to get an extra penny... you are best off renting for a few more years.... again... the only reason to buy right now is if YOU LOVE...

wow jb... you are a typical bad buyer... you had no idea about loans and anything else and you blame lennar and UMAC for that. you lock a rate, that means you lock it. it will cost you to change it. period. you shuld have gotten a third party opinion before locking... next you'll blame them for...

good. glad to hear that part... i went in today to lennar to renegotiate and i was told upfront i can't have prepay HOA... so they know it and not trying to trick anyone. they just didn't know when you signed... i think you are out of luck trying to fight them over it. just see where else you...

if you can't afford the extra $323.- right now you shouldn't be buying at all

biscuitninja , "I don't want to live with my neighbors" hehe... i don't see a way around that...

blackacre-seeker, mmmh let's see they debit the money the next day or i can borrow money from my CC for up to 30 days for free and get cash back ? (to you defense, some debit cards give cash back too) why pay for it now... it all comes down to dicipline and knowing how much you can afford...

discipline and you will make up to 5%.... i have not used cash for about 10 years... and i am not spending more than i would have with cash... actually less, just about 5%... hahaha

trooper i know that, but it's the people not the card or bank.... blackacre-seeker, AmEx blue cash (or something like that)

great write-up !

i personally consider beeing on the market after it's built... ready to move in... but for the stats who know's how they are looking at that ?

i stopped by woodberry, four quartetes... nothing for sale - sold out. stopped by woodberry east, some homes sold out 6 months in advance... stopped by portola springs, sendero... nothing for sale - sold out. stopped by VoC, verandas... only two for sale (and verandas is right at the train...

what you talking about irvinerenter ? i love my CC. i get between 1.5 1nd 5% cash back on everything. no limit. no fees. i NEVER use cash anymore.

thank you almon, i made my choice and i am proud that the pressure of society has not made me change my mind. bltserv, that's great that you have a wonderful son and enjoy all the time with him, that's the way it should be. but as for the rest of your comment, i am not going to take a...

i'm not offened and i started this dead thread up again with my somewhat different and provocative position. i don't feel i am beeing attacked here. as one mentioned before is that my comment about kids was to make a pretty radical example of how some decisions in life are not soley made in...

so far UMAC (not countrywide) is just in line with my outside broker... i still have time and certainly will wait until i am with 30 days to see what i can lock in with whom and what the costs are....

blends in nicley with all the other threads....

"why is the show still on ?" .... writer's strike baby... re-runs all year long...