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  1. S

    Alta Vista and Bella Vista at Orchard Hills

    People actually admit that they need help from their parents and told you or did you blatantly ask?  "Hey mom and dad, I need a down for a $3m house.  Can you spare me some change?" It's difficult to buy these high end homes unless you run your own business or is an executive of a corporation. ...
  2. S

    Alta Vista and Bella Vista at Orchard Hills

    That is awesome.  Are they self made or is it family money?
  3. S

    >$1.5mil market slowing down?

    5700 lot for $2.2m?  damn.
  4. S

    Alta Vista and Bella Vista at Orchard Hills

    What is the mello roos at Bella and Alta?
  5. S

    Orchard Hills - Capella by Taylor Morrison

    But almost $2m for 3500 sq ft is a lot of cheddar.
  6. S

    Water Filtration System

    Neighbor is recommending water filtration system where it's installed under sink for drinking water and water softener salt system for entire house.  She got it installed for $5000.  Anyone have someone they recommend as that price sounds a bit high.
  7. S

    Orchard Hills - Capella by Taylor Morrison

    139 Long Fence in escrow is too low in my opinion.  It should sell higher otherwise it's killing the comps for OH.
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    OC tax decrease in 2017

    Do you all pay attention to your sales tax on purchases?
  9. S

    Home equity line vs HELOC

    I don't really understand the difference between these two.  I always thought it was just borrowing money against your house's equity.  I researched online and the jist I understand is that a home equity is fixed rate up to 10 years and gives you a lump sum and HELOC is variable rate up to 10...
  10. S

    Ugly Pie Pizza

    I never liked Ugly Pie.  I always thought Mod Pizza was tastier.
  11. S

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Would you say one is better than the other over a 10 year period, assuming both lifetime max is 5%?  I believe the 5/5 is lower interest rate to start compared to the 7/1.
  12. S

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Isn't a 5/5 arm better than a 7/1 arm in every way?  Lower rate and only adjusts once every 5 years.
  13. S

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Does anyone know how to explain Initial/Annual/ Life Rate Change Caps? I saw a 7/1 ARM with a 5% / 2% / 5%https://www.dcu.org/loans/mortgage-arm.html Let's say your rate starts at 3.375% for the first 7 years.  Then in the 8th year, it can go up to 3.375% + 5% = 8.375% ? It says in year 9, it...
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    How low can we go? 30 yr fixed at 3.75% with no fees...

    Anyone ever heard of a 5/5 ARM?  2.875% on a loan up to $2m. https://www.fpcu.org/mortgage-rates
  15. S

    Tesla Model 3

    Is it me or are the Tesla's getting more and more expensive?  My friend just ordered a P100D and it was $160,000 because of the enhanced autopilot and full autonomous driving feature.  I personally wouldn't trust getting in a car and having it drive me, drop me off and park itself.  That's kind...
  16. S

    Orchard Hills - Capella by Taylor Morrison

    Plan 1 Capella model home dropped $100k to $1.65m with all furniture and landscaping.  Wonder why they are having issues sellin it?  Plan 3 model home sold at $1.81m https://www.redfin.com/CA/Irvine/156-Long-Fence-92602/home/108527280
  17. S

    Calistoga at Eastwood Village

    Capella or Calistoga Is better overall?
  18. S

    Asians now are the largest group in Irvine

    Damn FOBs with their $10k Hermes bags smoking near babies with no disregard.  Doesn't common sense tell you not to smoke near kids?  They need to go back to their country.  Irvine is ruined.
  19. S

    Varenna by Tri Pointe Homes at Orchard Hills

    Saw the grading above Varenna.  It got back pretty far.  I wonder which builder it is?
  20. S

    La Vita at Orchard Hills

    Supposedly 113 Sunset Cove sold on the first day for a little over asking price with a couple backup offers.  But it doesn't show pending.
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