I don't like the IHB calculator... here is what I have... $600k, 20% down - $120k, 5.1%, 30 Year fix; your mortgage alone is $2606... Total Taxes, 1.8% - approx 900/month, HOA $140, not including insurance, maintenance.. youre looking at approx: $3,646.16,,, not including tax savings... I say a...