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Without HOA's? OMG, it might turn into Santa Ana.

Trooper - I always figured that people in certain "lines of work" never acknowledge that they are "in that line of work." Kind of like saying, let's put a bell on the cat. I will agree that there are a lot of trolls/shills here. I just want to find out how much they get paid, and...

Nude - You only think that you met Irvine Renter. This clearly calls for a T-shirt. A shadowy outline of a bear with a "Have you seen..." "Please call..."

I don't mind it so much (the concept anyway). Up here in LA Co, you can't find a public school worth a crap (save Manhattan Beach School District and a handful of others). So what do all of my friends do? Send their children to private schools - at great expense. So from my particular...

Ok, Ok. The ire of my tax revelation has passed. But it is amusing that merely living in a million dollar home would cure this "tax payment opportunity." You see, I'd agree with Suzy Orman (spelling) on one thing, it is how debt and money make you feel, not just simply the cold...

<p>Irvine Renter - </p> <p>What ever you do, don't look up! And wear a ball cap. Take a move out of the Gene Hackman - spy movie - play book. TIC is probably going over satellite imagery trying to discover your identity. In the meantime, I'll phone in some bogus tips on your whereabouts...

Wow. This got philosophical fast. I'm just pissed off that I get no rebate (over the AGI), will be soaked by owing 7500 in state and federal taxes in April (just did my taxes), and am in essence, being penalized (that is how I see it) for not getting mortgaged to the hilt with a million dollar...

I think that there is a tangible psychological benefit to paying off debt at an accelerated rate... I remember my (private) law school loans... aka the luxury car that I'll never drive... instead of taking the 25-30 year payment plan, I discharged that monkey in 5 years, although I may have...

That has me thinking about non-disclosure agreements.

The whole thing almost begs of an urban-legand like treatment. "I saw Irvine Renter at (fill-in location)" Meanwhile at TIC war-rooms, spies phone-in alleged latest whereabouts, and flags on a map of the ranch plot Irvine Renter's movements... on a Board at TIC is a conspiracy diagram with a...

Villa Rosa Model 2 (or) Stonetree Model 3 are my favorites.

Gas Jockey - Try using that foreclosureradar.com website, etc., and do some searches in each of the newer zip-code communities to get a feel for the turn over volume of these homes... you may feel better about waiting... and not feel too compelled to buy the (purported) last "new home" in...

On the issue of no incentives - that's just the response I've ever received. If anyone has ever been told something different, please say so! Plan 1 is a bad design - although I prefer the exterior (brick facade). Plan 2 has the better layout, but the outer facade leaves something to be...

It appears that 2 homes from the last "mini phase" remain. A model 1 from this phase, and a Model 2 - left over from the prior phase (which also appears to have some sort of financing incentive and thrown-in upgraded flooring). No apparent incentives or bargaining either. Annoying. I'm...

I like Woodbury... it has more of a total "suburban family package." Pools, tot-lots, a grade school, all within a short walking distance. It just seems so convenient. Portola didn't seem to have the "package" aspects that Woodbury does. Although I do appreciate the "away from the...

Does anybody in IHB land have any updates on Villa Rosa? Eg., Lennar decided to drop prices? Accepting offers below asking? Offering incentives? Strong/Weak foot-traffic at the models? All sold out because they are already such a great value? Ok, maybe that last one was a joke. But...

I've also noticed that Baron Mortgage has a daily mortgage "market update", which is nice to get an understanding of why rates behave the way they do.

Does that calculator include the "phase out" ? Or did the "phase out" even make it into the final bill? Never mind...I just found the phase-out cap in the house bill: 174K

Is it difficult to get a home "reassessed" at a lower value? If it is, maybe the county should be involved to begin with - when giving a property valuation for the purpose of securing a mortgage...

Thanks Zovall. Just a note on penfed - if you are lending more than 750K, you must have a minimum of 25% down! Geez. Whatever happened to 20%? Last night I also ran across "digital credit union." They seemed to have incredible rates.... but I'm not sure of the loan "conditions" or fees.