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    30 Year Fixed vs 10 Year ARM

    As I get close to considering a home purchase, I have spent quite a bit of time considering mortgage rates. Today, as I viewed the rate sheet from the lender I will likely use, I noticed that I can get (and have already been approved) for a Jumbo 30 Year Fixed mortgage for 6%, no points, etc...
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    Thoughts on buying a townhouse?

    What time frame are you expecting to remain in the townhome? As I am sure you have seen from this blog, the longer that you anticipate remaining in the home, the more sense it makes. If you are thinking that it is a reasonable possibility that you would move within 4-5 years, either for new...
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    Villages of Columbus - Columbus Square - The Gables

    I liked the Gables... I am just not sold on the area. I really prefer Woodbury... and I also like the notion of Orchard Hills - although there is simply no way that I will wait until 2009-10. Also, I'd be more inclined to seriously consider VoC if I knew I'd get IUSD... not that Tustin is...
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    looking for rec?s re: IRA providers

    I like Fidelity and Janus. Fidelity has a good mix of low expense index funds (great for 529's).
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    Which bank have the best interest rate now?

    I just sold my condo and parked proceeds in an online saving account with Wamu getting 3.30% I know that I could go with a CD at 4ish % but I want to be liquid to potentially buy this year.... but does anyone have any concerns about Wamu and its financial strength? I keep seeig all of this...
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    IHB Upgrade Planned for Saturday, April 5th

    Zoval - Thanks for your efforts in this blog. I'm happy to say that I remember the good old days before we even had tabs. The participation and effort ofthe forum members (especially those such as Graphix, IrvineRenter, Ipoplaya, etc) have been of tremendous help to me as I get closer to...
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    Villa Rosa open

    just got the email about the new release... from the one millions... I wonder if that means prices creeped up like they did in VoC Gables...?
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    Villages of Columbus - Columbus Square - The Gables

    I am astonished by the 10/2006 to 2/2007 drop in pricing, followed by an almost complete rebound by 4/2008! WTF!!! What a roller coaster... and exactly what is the reason for the uptrend in the cost of million dollar homes when everything in the market signals disaster? I keep seeing the...
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    BMW

    I took out a HELOC last year with a teaser rate so that I could buy my first BMW, an X5. Best vehicle I've owned by a mile. Anyway, I got to get back to my job at Panda Express... what a wonderful country!
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    Columbus Grove - Buyer Beware

    If I caught someone in my garage hooking up my car for a tow, they just might make the next posting on this blogs hobbies (& guns) section.
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    buying dilemma

    Rent a nice condo in a high-rise. Chicks dig it. Really. Get out of the house. That is a big killer in the "meet a girl scene." And make sure you drive a nice car....without blowing all of the $$$ you have saved. As mentioned above, you are only young once. This is so true. When you get...
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    Villa Rosa open

    <p>God forbid they take a 3-4% hit on a product marked up 100%. I am so conflicted with them. I really like to home design. I really like the community. I am excited about the new school. It will be close to my job. But for me, thinking about paying 1m means that I should not be nickel and...
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    Villa Rosa open

    Eva - Oh, it gets worse. I got in a conversation with Lennar about upgrades... they require that you either (1) pay cash or (2) roll the price into your home loan. What a bunch of bologna. I would have charged it... and used all of that great credit card rebate info posted on this blog about...
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    Villa Rosa open

    Guys, guys... I'm not talking about engineered wood plank and their aluminum oxide coatings... I'm talking about the real deal, which involves about 3X the labor...and doing the entire downstairs... but don't get me wrong... 19K isn't chump change... and I still don't have a house to put it in ...
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    Villa Rosa open

    40K for floors? Wow. As for the upstairs... we would expect to let the stock carpet just go to crap while the kids get beyond the "throw food" and diapers phase... and then replace and upgrade... I suppose I will wait and see what April 5 brings. Thanks Stuff it.
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    Villa Rosa open

    30K for landscaping? Wow. Time for me to run over to Loews and see what the hell is going on! Maybe its time for me to switch occupations. As for floors, I'd never get them from a builder... the flooring they offer isn't even real wood. IMHO, a real wood floor is a floor where the guy lays...
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    Villa Rosa open

    Thanks for the listing IPO - I did notice that listing... but here is the deal. That Roosmore model is (1) not new (2) about 110K more than the new Villa Rosa model 2, and (3) about 200 sq feet smaller!... although I do like the fact that it is in Woodbury. Does landscaping really make it worth...
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    Villa Rosa open

    Has anyone heard about what date the next phase of Villa Rosa is being released? Or pricing info? I just sold my condo (hooray!) and I may be in the market... of course, I'll be renting in the meantime... yes, I know that I can call the sales office, but I ask many of my questions on this blog...
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    Tell us about your Hobbies

    Bix - Haven't tried the P225... I might be wrong on that however, but usually, I shoot .40 S&W -not 9mm. I have tried the P239. Nice compact. GUII.
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    Tell us about your Hobbies

    <p>Trooper - </p> <p>Agree on the old school Beretta. Very respectable. I've just had my Sig for so long... few other pistols feel right.</p>
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