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<p>Hey gang - </p> <p>As I contemplate buying a home, I find that 50% of my time is dedicated to researching the rates currently available at various lenders - as well as where rates are headed. I'm wondering what experiences IHB'ers may have had past, present, etc. with various lenders, as...

I totally agree. For me however, is knowing the "sweet" spot between waiting and getting on with life (for those of us that may equate "buying and settling down" as getting on with life.) While I don't want to buy at the peak - and thankfully it is too late to do that, I am not certain that...

Has anyone heard any updates on Villa Rosa? Last time, they weren't even considering offers... Since I'm not in the area, I can't stop by easily...

Wow. Down to 360 sq/ft on the model 3? I am SO very fortunate for not buying earlier. I cannot contemplate having over-paid by 130K. Let's see, that works out to about 14% off the original offering?

Yeah, but today's outrageous price will be tommorow's deal in a lot less than 200 years. In 200 years, if my income keeps increasing, I'll buy two.

IPO - Can you pick up escrows for new homes, our can you only see the "re-sale" homes that are in escrow? I'd really like to see some specifics on how the builders are doing as they try to finish up phase X,Y, or Z of various developments.

<p>This find from redfin seemed like a good "are they crazy" home. I hope that someone can tell me how many times this place was used as an ATM... perhaps to pay for the 2 Mercedes in the driveway. 27 Stowe, Irvine, 92620. According to redfin, bought for 1,234,000 in October 2005 and now...

I think that the actual rate passed by the House is a new and temporary "conforming" mortgage limit of $729,500. I'll be on the Thomas web-site tommorow to read the bill text to double check... but the 729,500 figure was released in the Speker of the House press release... see also the link to...

not floating anything... but I am paying attention to rates because on a jumbo loan, 75 basis points means hundreds of dollars in monthly payment... but, I am probably looking to finally buy this year - maybe 6 months out... plenty of time for market jitters to work out...and yes, I know, not...

<p>Can anyone explain why, when the Fed lowered the rate 75 basis points just 48 hours ago, that the rate on conforming and jumbo mortgages skyrocketed today?</p> <p>Yesterday, I could have locked a Jumbo rate at 5.75 no points (through a credit union) and today, it shot up to 6.5% I saw...

If you can swing it, an SFR is preferred. Not a detached condo, an SFR.

<p><strong>Housing prices to free fall in 2008.</strong> According to a Merrill Lynch report, home prices will drop 15 percent this year, and declines will continue in 2009. </p> <p>By David Goldman, CNNMoney.com staff writer, January 23 2008: 5:24 PM EST</p>

Is there a Lennar/KB/Lee/Lyon/Builder-At-Large/NAR credit card giving you a cash rebate for closing costs? ;)

A million here, a million there, pretty soon we're talking real money!

I intended to add this info earlier - for Zovall's master pricing thread Villa Rosa Price Sheet from 1/20/2008 Phase 6 Lot 71 1B - 993,000 Lot 83 2B - 1,082,000 (left over from phase 5) Lot 72 2B - 1,082,000 (sold) Lot 73 2A - 1,078,000 (sold) Lot 75 2B - 1,093,000...

Profette - All that you need is a way to sketch/paste two characters into the picture above: (1) the guy posting the NOD on the front door and (2) the guy trying to reposses my Bimmer. Well, maybe a third character, perhaps someone from the first 2 phases that paid an extra 150K for the same...

With profette's admonishion, I'd like to take the group on a new lark, and discuss how enjoyable my 2007 BMW X5 is to drive...Wallet willing, I may never buy a non-BMW again... ok, ok, back to Villa Rosa.

So I'm wondering about the economics of a builder who seems to have undercut the "price per square foot" of resale homes. If the Villa Rosa properties are at 360ish and resale homes in the area are 440ish (and even 440ish in areas like OakCreek) then will the pressure for a home crunch be...

<p>If you want to read up on EMF and high-power lines, this resource (from the state of CA) may be a good place to start. <a href="http://www.dhs.ca.gov/ehib/emf/RiskEvaluation/riskeval.html">http://www.dhs.ca.gov/ehib/emf/RiskEvaluation/riskeval.html</a></p> <p>If you do enough research, you...

the fact remains that a model 2 at Villa Rosa goes for about 350 a square foot, while just down the road on Rising Sun, etc., are 4 (smaller) SFR's that are all selling for about 440 a square foot. Landscaping and shutters can't possible be worth $90 per square foot. So the result, resellers...