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My friend said 775 for Plan 1?  2161 sq ft, 3 bd, 2.5 bath is that good?  Also Plan 3 for 860?  2483 sq ft. 4 bd, 3.5.bath w private suite.  Which one to choose? 

I wonder what they are going to build in IBC?  Is that Santa Ana school district?  Is that Central Park West even selling well?

I think I saw a detached in Woodbury resale for 630k upgraded.  Jade Court detached is inches apart to claim detached but feels attached. Bowen Court I think? 

Overall paid interest "does" change if you pay down principal because you will be in the loan less time.  Here is a layman's example, if you had a 4%, 30 year fixed rate but paid $200 more (using fake numbers) every month, your effective rate if you had the loan for 27 years would have been...

Won't reduce payment, but every dollar you pay above monthly payment goes toward the home and paying yourself back :). Only loan that does that is a First position HELOC.  Lovely loan the past 6 years that went off prime and if you got Prime minus .5 or 1, you would be sitting pretty. That...

Anyone heard about how these are selling lately? 

* Orchard Hills (homes 700k plus, all detached) * Great Park West (close to 133, attached and detached) * Great Park East (close to Alton/Metrolink side, attached and detached) * Los Olivos (where Verizon Amp is located, behind Los Olivos apartments) * Laguna Altura West (1 mil plus homes...

Plan 4 Jade Court with vaulted ceilings look really nice.  Feels bigger than it actually is but for $640,000 is a lot for a condo.  You would be buying in the higher part of the condo market.

A market research firm in Costa Mesa that is doing a focus group for Irvine Company in regards to Orchard Hills.  They are ranging the focus groups in 3 categories (700k to 900k) (1 mill to 1.5 mill) (1.5 mil +).  So based upon that, we could see smaller detached condos (1700-1800 sq ft) from...

Whoever is buying this, is buying out of convenience vs going into office and waiting 3 months.  There isn't a big waiting list with this community given the competition.

Purchase loans are priority and usually close on time.  The only advantage is that they pay for extensions should your purchase be delayed but I highly doubt IP delays in this market.  Other than that, that purchase agreement looks the same with every other lender. No need to refinance the loan...

Unless we know the terms of your loan, it would be hard to tell if you are getting a good loan or not.  Usually, in house lenders are not the best in pricing.  Reason I know that is because a lot of my friends work for Wells Fargo in Newport Beach (they did most of Laguna Altura) and another one...

lol creepy.

That Plan 1 is pretty big for a 3 bd, 2.5 bath though.  Driveway and backyard, 4000-4500 sq ft lot for $780k in Irvine anywhere seems like a good price.  Told him to pull the trigger.  He was looking at Treo townhomes a couple months ago in Woodbury and a couple sold for 760k.  Told him it was...

I went there with him and it is a walkway.  Those are Plan 3s because entryway is on the side.  I actually like Plan 3 because of the "mother in law" suite.  $850k for 4bd, 3.5bath ain't bad.

Happy wife, happy life.

The first three phases are a standard neighborhood with street access, no cali court.  All entry doors are from the street.  The ones in orange are later phases and similar to cali courts with driveways.

Co-worker asked me to see what you experts think: He got called for Springhouse for Plan 1 but is very close (per rep) to CV Marigold and knows of one falling out (Plan 2 or Plan 3). Wife likes Springhouse because of neighborhood of SFRs but friend said he likes look of Marigold better.  He...

By the way, Target.com  has a buy 2 get 1 free right now...

Jumbo pricing now, above $625,500 is actually better than conforming with most banks with really good credit, reserves and 740+ FICO. 2.75%, 5 year fixed 4.00%, 30 year fixed All at zero pts discount with $1,500 lender fees.