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  1. jbatzmaru_IHB

    Credit Scores are a Sham!

    is vantage the new credit scoring thing now? when will fair issac coming out with the new and improve credit rating does anyone know?
  2. jbatzmaru_IHB

    Which banks are safe to maintain deposits?

    Nude- are you saying that citibank wrote down 140 billion dollars in losses? cause last i check the total write down for everyone in the industry was around 140 billion total. All i am saying is if citibank goes under there won't be talk of a domino affect it will be the great depression...
  3. jbatzmaru_IHB

    Anyone going to *invest* in real estate once the bottom comes around?

    don't do it. being a landlord isn't for everyone and most time it is more of a hassle then it is worth. you are better off investing in stocks. just my two cent. i hate being a landlord and now i am stuck..... dealing with tenants and their stupid problems. not worth the headache in my...
  4. jbatzmaru_IHB

    Losses Outside of Irvine

    <p>702 East Borchard AVE Santa Ana, CA 92707 </p> <p>nobody in their right mind would buy that house for 665k. that area is ghetto. i drive by it everyday to go to work. i smell fraud. that house will never recover back to 665k. well.... maybe in 100 years with inflation the way it is...
  5. jbatzmaru_IHB

    Which banks are safe to maintain deposits?

    <p>mr. lewis is leverage out to the max.... in his BSC investment. well that is the rumor being floated out there. he can vote against it but i still think the deal will go though.</p> <p>Citibank is still fundmentally a good company with other product to sell. they have a strong wealth...
  6. jbatzmaru_IHB

    Which banks are safe to maintain deposits?

    <p>i know citibank has been in the news but i would go with them. they are the biggest and if they go down.... then the U.S. dollar won't be worth anything anyways. hahahhaaa plus the arab and the chinese are in for like 10 billion++ dollars. i am sure they will sink more money in to save it...
  7. jbatzmaru_IHB

    Villages of Columbus - Columbus Square - Cambridge Lane

    that spot homesite 86 is at the corner of a very busy intersection when everything is built out. that is why they can't sell. plus the high price too.
  8. jbatzmaru_IHB

    Can someone explain these cheap sells? Irvine/Tusin

    you tell everyone and their parents too about this board..... and hold out until the banks gives in and lower the price. hahahaaa
  9. jbatzmaru_IHB

    Tell us about your Hobbies

    computers for me.... hardware or software. hacking computers for fun.
  10. jbatzmaru_IHB

    Villages of Columbus - Columbus Square - Meriwether

    nah.... lets just wait until a couple of them fall out of escrow at year end and see if i can pick one up for cheap....
  11. jbatzmaru_IHB

    Villages of Columbus - Columbus Square - Meriwether

    all sold out? or just that phase is sold out? last i check there were a couple of phase left.....
  12. jbatzmaru_IHB

    Considering New Home Purchase - Need Advice

    3/1 arm? can you pay for it at full rate after the arm reset and still maintain a dti of 30%? if yes then i see no problem, if no then that is one huge gambling you are taking on.
  13. jbatzmaru_IHB

    Transportation to LAX airport from OC area

    i agree with you tulip. give your brother the money. plus it sure beats parking your car up in LAX parking lot.
  14. jbatzmaru_IHB

    IAC Renters. Check the prices before you renew your Lease.

    what happen to rent never going down?
  15. jbatzmaru_IHB

    Woodbury 2005 home - list price $685000 sold on Jan 4 for $230934

    My guess is that is how much it cost the builder to build the place and then sold it back to the bank for 40 cent on the dollar. sorta like that lennar deal with morgan stanley.
  16. jbatzmaru_IHB

    Bernanke urges banks to forgive portions of mortgages

    If you read the fine print of the program, OC won't qualify because they only forgive a small percentage. The program is meant for area like cleveland and detroit. the places that is hurt the most. For OC the bank would have to cough up anywhere between 100k -400k. that just won't happen here...
  17. jbatzmaru_IHB

    REOs - homes sitting there deteriorating

    Zornundo- when you said TN do you mean tennesse? when i was visiting memphis i notice alot of empty apt complex. do you know why that is so? wouldn't the city tear down the dump if it is standing empty for so long?
  18. jbatzmaru_IHB

    Too Fat!

    save your money. you will probably use it for 3-6 months and then toss it in the garage. buy a pair of running shoes and go running outside. it is cheaper when you stop using. from my personal experience. hahahahaaa
  19. jbatzmaru_IHB

    OC Craigslist and MLS

    have anyone here seen pacific heights? they got some crazy guy living in a rental and destroying it to make money by buying it or something. good movie. check it out.
  20. jbatzmaru_IHB

    OC Craigslist and MLS

    ethics? isn't that a class in college? hahahaaaa i am just putting it out there. it is up to you to take the advice or not. another option or another point of view.
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