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When I saw the title of this thread, I was fully prepared to go sarcasballistic since we so often see a thread about some crime in Irvine as though it's just so incredibly newsworthy that it deserves its own darned thread on IHB. Tmare as author told me it should be interesting.... I swear...

I'm not sure if this is an REO or not, but it looked empty and had a bunch of 8x11 papers in the window like the bank owned's have. There isn't a picture, but when I drove by this house I thought it would be so nice to live there. It'such a nice street and the house is really cute. <a...

Hi TC, We bought an ugly ass house in May of '08. We did some things to make it nicer, but it's still ugly and unless we spend a fortune on it, it will not be the house I dreamed of. We bought it because it seemed like a good deal at the time. Believe me, we have had the buyer's remorse...

Momopi- If you care to share, I would love to see what sorts of properties you are consiering doing this with? I researched it about a year and a half ago. One of the intriguing things to me was a piece of land and then building our retirement home on it. An article I read indicated that...

Not to rub it in, but the Huskies actually lost their last 15 games straight before they won on Saturday.

Remember that PMI is only for people with a first that was less than 80% of the purchase price. One of the humdingers of the boom is that people did 80% first and 20% seconds with no PMI. Very few of the defaults from loans made during the heyday have PMI. The second lien hold is losing...

This is a great weekend for Bruin wives to ask for favors :)

We've been inching back in. GE at $7 was just too good of a deal to pass up. Sold half and can't decide whether to sell the other half? JOYG at $21 was also too good to pass up, sold half at $42 and debating whether to sell the other half at $47? Inched into a few others last week on dips that...

You mention "salary" in 2008 so I am assuming that your "friend" is a W-2 worker. If that's the case 2008 tax returns will not be sufficient as salaried employees need to provide the last two pay stubs along with the last two months of bank statements. If your friend was self-employed, then they...