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So Irvine Citizen, through your discovery of the Option ARM. Have you discovered what happens when the value of the house goes DOWN and not UP? What happens when the house appreciates so much that first time buyers can't even afford the Option ARM payment?

You will usually see close to $300 HOA fees for townhome/condo areas such as the Corte Bella tract. One of the reasons for this is in addition to the pool, park, etc. is that the HOA is also responsible for the exterior of the condos/townhomes. This includes the roof and exterior paint and...

IR2...what would be the main reasons for not sharing the address?

<a href="http://www.irvinehousingblog.com/forums/viewthread/3456/">http://www.irvinehousingblog.com/forums/viewthread/3456/</a> Pages of recommendations there. Depends on if you mean your price range is that right now, or if you are willing to wait and see whats there in a couple years...

I don't have kids but I do know what I would do for my kids. If given an option, I would hold my child back as the pros outweigh the cons in my eyes. I have been good friends with 3 guys who were all a year older than me and in our grade from preschool to high school. While they weren't...

Is this the default option (like check a box or click from a drop down menu) or did they add the caps? School District: IRVINE UNIFIED SCHOOL DISTRICT Elementary School: University Park Jr. High School: Rancho San Joaquin High School: University High

Do you think if this was being asked 3 years ago the question would be more like: "I make 150k before taxes. Should I buy the $1,500,000 house in Quail Hill that my broker already qualified me for on an option ARM? He also says that he doesn't need my 150k on it to put down. Should I put...

If i was in your situation......... this is easier said than done of course: My max limit - I would go 450k mortgage (30 year fixed) + 150k down = 600k house My mininum limit - 300k mortgage (15 year fixed) + 100k down (leave 50k in reserves for emergencies) = 400k house I probably...

HB, Tustin Ranch, Foothill Ranch, Mission Viejo, parts of many other cities....Awgee made a nice list the other day. And to answer the OP, its not like owning has never been below rents. Even as recent as the late 90's it was cheaper to rent than own. The cycle will come around again

Google..either when I googled "portola springs" or "Irvine housing" started reading in fall 07, signed up early 08

I usually read the blog daily except for the weekend ones.

I'm guessing thats for just plan A. So lets say 390,000 for 1180 sq. ft......330 $/sq. ft. Pretty close to BK's number

Ipo, is there anyway to see the excel sheet instead of PDF? I'd love to see how the formulas are derived so I can understand it better.

Sample size is small though. 92618 only sold 11 properties, almost half of what they did the year before

Okay, thanks. That is good information to know before my evaluation.

Steven, I'm confused. You had something that eliminated the possibility of Lasik but then you got it? Or are there two different procedures?