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  1. 2

    LASIK Doctor referal

    I just got a referral to TLC Laser Eye Center (Newport Beach branch). Anyone have any experience with them?
  2. 2

    FHA loan with 0% down-here's how

    I believe the rule was there before as there was still a 7500 tax credit (that was really a loan that you had to pay back). However, I do not remember it being a 3 year rule, just a 2 year. I also believe the rule applies with like say first time homebuyer rules when withdrawing from your...
  3. 2

    Should I refinance?

    Playing around with some numbers. Tell me if I'm wrong..... Took out a loan in April 2004 for 100k? payments are 810.47 For me I dont see a point in starting a new loan and consolidating these two especially if she wants to retire in ten years. That correlates perfectly with when 1st...
  4. 2

    Should I refinance?

    Does she want the loan paid off by the time she retires? FYI, my mother is in the same boat, wanting to retire in about 10 years. This was last year so she wanted to retire in 11 years from then. She had: 6.125% 30 year fixed. about 97k balance. and about 23 years left on the...
  5. 2

    CAR revision: -6% drop to -28% drop in 2009 forecast

    I assumed that was the reason but I guess I was wishing they would put that in the article.
  6. 2

    CAR revision: -6% drop to -28% drop in 2009 forecast

    From the OC Register's Business section today: <blockquote> The California Association of Realtors' housing forecast now calls for a 28.4 percent drop in the median price of a California house. That compares to a projected drop of just 6 percent originally expected when the association...
  7. 2

    Bike Tune Up Recommendations

    Thanks, the bike looks in pretty good shape. I'll try to take it in soon. I'm just going to start by riding over to Petsrs Canyon and playing around in there.
  8. 2

    Bike Tune Up Recommendations

    I just got handed down amountain bike and I was wonder if any recommendations as I was told by the former owner "just give it a tune up and it should be good to go" he then named a few parts but I had no idea what he was referring to. Any suggestions on where to take it or what work to get...
  9. 2

    The Irvine Man

    Yeah, I'm with IHO. I have no idea how to vote on this one. I have some lifelong friends that I completely trust but we don't hang out nearly as much as we used to. Maybe once a week at most. Then theres some work buddies I do other things like paintball, snowboard, and other sports with...
  10. 2

    North Tustin/Santa Ana

    Tesoro? Do you mean Foothill? And I consider Cowan Heights the area thats lower and off of Cowan Heights Dr. I'd say you arent in Lemon Heights until you drive up Skyline awhile (from Cowan Heights Dr.) and the area around Lemon Heights Dr. and those areas on Skyline past Lemon Heights...
  11. 2

    The Naked Wizard gets tased at Coachella

    I heard about this from Fox Sports radio on the way home tonight. Must say its one of the most bizarre and weird clips I have ever seen. (But still somewhat entertaining) WARNING THIS CLIP IS NOT WORK SAFE. He is the <strong>naked</strong> wizard for a reason This is the...
  12. 2

    IAC wants to lower my rent by $250!

    That's good news. What floorplan is this for? Just wanted to compare this to what they have listed online for the newcomers. Can't hurt to just wait it out since you have many months to wait. Is this for a longer lease or just a 12 month lease? I can only imagine the offers will get...
  13. 2

    Behind the Orange Curtains

    I'm only there for a Lakers or Clippers game. I despise LA freeways!
  14. 2

    Ladera Ranch

    I believe they need to generate some offers before they go to the bank for approval. So while they may get an offer of their list price......or even higher than list, that does not mean the bank will approve it. I know a few people that are in that stage where they got some offers (most...
  15. 2

    CA Mortgage Defaults Jump to Record High

    I'm guessing the reason the 2005 and earlier default rates are so low is due to the fact that they are responsible for the record high foreclosures in 2008. Is this correct?
  16. 2

    First time buyer.. HELP!!

    I think what Socal is getting at is you could still have the two incomes but that doesn't mean you have to be dependent on both of them.
  17. 2

    California Income Tax Refund

    The state accepted my return on January 30th And I got my refund Direct Deposited on March 19th A coworker submitted his 1 day before and got his refund 1 day before me as well.
  18. 2

    Mortgage industry changes throw new hurdles in borrowers' way

    At least they are adjusting their debt to income ratios. 41% from Wells Fargo for total debt still seems a little high to me.
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