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  1. J

    roth IRA vs traditional IRA

    I believe distribution from traditional IRA is considered income.  I think the best is really a combination of both.  Traditional IRA to take advantage of potentially lower tax bracket on your retirement years and Roth IRA to basically serve as your supplemental income to keep you from moving...
  2. J

    Baker Ranch in Lake Forest / Foothill Ranch

    I actually thought they were building retail space on that area.. Do you know where they are building the retail space instead ?
  3. J

    Filipino Invasion into Irvine!

    SoCal, Jolibee in itself is meant to be a Filipino version of McDonalds/KFC but catered to Filipino taste rather than an ethnic food place.  In the Philippines, Jollibee Corporation owns a lot of other restaurant brand that caters to other types of food. (eg Chowking for Chinese, Greenwich for...
  4. J

    Amazon Launch Event (Fire Phone)

    I believe it is activated and linked your amazon account automatically once it shipped (unless you label it as a gift).  I just deactivated it from my account when I got it (didn't open the phone itself).  So far, didn't got a complain from the buyer so I guess it worked :)
  5. J

    Amazon Launch Event (Fire Phone)

    wow ! this beat their $199 promo during the holiday.  I got it for $199 during the holiday primarily to extend my prime membership that was expiring and was able to sell the unit on ebay after the promo ended for about the same price (so I got my one-year prime membership for the price of ebay...
  6. J

    Food like, how Mom made em

    http://www.talkirvine.com/index.php/topic,11415.msg222594.html#msg222594
  7. J

    Where do you buy your Christmas Tree?

    Not knowing what it looks like is a deal breaker for MrsGH.  I  think part of the fun is selecting of the tree :)  The last few years, it took her some time to select the "perfect" tree while my daughter was running around the tree lot.  It rained though last weekend when we arrived so she had...
  8. J

    Where do you buy your Christmas Tree?

    Do Costco/Ikea offer the "full service" like cutting an inch off the trunk, wrapping it with netting, tying it on top of your car etc ?  I never really inquired on these stores as I doubt they would help you do these things ...
  9. J

    Where do you buy your Christmas Tree?

    we just bought ours last weekend on the lot near IVC (Jeffrey and Irvine Center drive).  They usually send out a $5 coupon to last year's customer (we did not bring our coupon but we just ask them and they gave us the $5 discount).  We buy our tree from this lot for the last 3 years or so and no...
  10. J

    Pavilion Park: Melrose by Ryland Homes

    hahaha.. this is the first time I heard of this .. but it sound worse than the regular number 4 for those who believe in those stuff :)
  11. J

    Filipino Invasion into Irvine!

    you got the free head pillow ?  they run out of it when I got there :(
  12. J

    God?

    This is a very bad analogy I think but this is the only thing I can think of for now. You just did your oath of allegiance to become a US citizen.  That's all you need to become a citizen (of course apart from passing other legal requirements).  As a citizen, It is your duty to "support and...
  13. J

    God?

    IHO, I have to respectfully disagree with you on this.  I believe it is by faith alone (true faith between you and God).  Action/Works is just the byproduct of your faith.  If you have no action/work, can you really see face to face with Christ and say you have faith ? Now if you say you...
  14. J

    Filipino Invasion into Irvine!

    My lunch ... thanks IHO for posting that its now open :)
  15. J

    God?

    I agree with IC on the key test.  On the other hand, If God decides to save the others that did not meet this key test because He knows his/her true heart and intent or He has other plans for them, what is that to me and who am I to complain ?  God's standard of mercy and justice is way better...
  16. J

    God?

    My two cents: I believe in an all-knowing God that knows our thought and heart to the last details.  Thus, with regards to what is going to happen to me in the afterlife, it is between God and me.  With that being said, I would not dare to judge what will happen to others (even the professed...
  17. J

    Filipino Invasion into Irvine!

    Hmm. Might go over there for a chickenjoy lunch :)
  18. J

    God?

    If you believe in an all powerful God that is not bound by time, a human billion year could just a be a blink of an eye for God.  If God is not bound by time, He can compress, expand, travel, move back and forth between time etc, then creation and evolution theory can both be plausible without...
  19. J

    Woodbury (Stonetree) - your thoughts on pricing

    95 lamplighter and 85 twin gables -- same plan and model and sold for 818k and 855k respectively recently.  94 twin gables is also selling at $909k.  Slightly modified and bigger stonetree model.  It comes out under $400/ sq ft at that price.
  20. J

    Roth 401k

    That's for the 1%.. for regular people like us, the tax difference is not that much between brackets :) and that is assuming government will not significantly raise tax rates in the future.  Also, I would doubt that after years on being in the 500K income range, you can suddenly be able to live...
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