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  1. J

    Powerball $800 million!

    I would also take the 30 yr payout only because I don't trust myself (or anybody else) to resist temptation and be able to do the right thing when faced with that amount of money.  Who cares if I lose a few million dollars in opportunity cost if I have a billion already.  A lot of smart investor...
  2. J

    Powerball $800 million!

    http://thescoopblog.dallasnews.com/2016/01/mark-cubans-tips-for-eventual-winner-of-the-1-4-billion-or-more-powerball-jackpot.html/ these two statement is very true: - If you weren?t happy yesterday you won?t be happy tomorrow. It?s money. It?s not happiness. - If you were happy yesterday, you...
  3. J

    Powerball $800 million!

    If that was me, I would see it as a blessing in disguise.  $1M is good enough to live comfortable life and get the little extra pleasure you dreamed of and you can keep it relatively secret and move on with your life without having to worry of extra security, new friends out of nowhere etc. ...
  4. J

    Macro Economics and Personal Finance

    Life Insurance sole purpose should only be to protect your family in case something happens to the bread winner.  Most of the millionaire don't really need this protection as they would already have enough assets/savings elsewhere.  As for annuities, I still don't know any possible scenario why...
  5. J

    Dow?

    At least you still beat the Dow and S&P (or roughly at par wtih S&P?).  A lot of so-called expert can't even claim that  >:D
  6. J

    Miss Universe 2015 Mix-Up

    http://news.abs-cbn.com/lifestyle/12/22/15/miss-universe-judge-all-of-us-voted-for-miss-philippines From Perez Hilton, one of the judges: While he now is very vocal about his support for Wurtzbach, Hilton admitted that he didn?t think that the Philippine bet would win Miss Universe, saying...
  7. J

    Tragic shooting in San Bernardino

    It's actually scarier how our political leaders and decision makers are losing their common sense to be politically correct and not offend anybody.
  8. J

    Tragic shooting in San Bernardino

    that could put destroy tourism (among others) and put a big strain on the economy. I think we should start being less politically correct and allow ordinary citizens, authorities and law enforcers to make judgement calls in reporting/arresting suspicious activities without the fear of being...
  9. J

    Christmas Shopping

    very nice SoCal ..
  10. J

    Need help from anyone with garage epoxy

    WE had ours with Premier Garage..  I also noticed a few noticeably sharp edges and they came back few days after installing to clean those out.  They said it is normal depending on the type of "flakes" you chose.
  11. J

    What types of restaurant/food establishment are missing?

    Golden Corral  ;D ;D ;D ;D ;D
  12. J

    FIBA Asia Championship

    yep.. homecourt advantage for China but this will be a wild game :)
  13. J

    FIBA Asia Championship

    Not sure if anybody is following the FIBA-Asia Championship. Semifinals tomorrow (early morning PST): Iran vs China Philippines vs Japan Eventual champion gets a ticket to 2016 Rio Olympic.
  14. J

    Amazon Prime Now

    me too... They should just have given a free Fire Phone to the drivers rather than giving it away technically for almost free all over ebay :) I think you are confusing Prime now with flex.. Flex is their uber version to deliver Prime Now items.
  15. J

    Amazon Prime Now

    SoCal and California is not yet on the available areas though (I guess OnTrac is still doing fine and still cheap enough) https://flex.amazon.com/ Make $18?25/hr delivering packages for Amazon with your car and smartphone. Be your own boss: deliver when you want, as much as you want. Available...
  16. J

    Health Insurance Open Enrollment

    We have Anthem PPO from my employer for the last few years and so far no complains/issue.  My employer also gives the option to go Kaiser but it's much more expensive and in-network coverage seems lot more limited than Anthem so I chose Anthem.
  17. J

    Ooma as a landline replacement

    Mainly for convenience (don't want to keep of having to look for where we left our cellphone) and to have an extra number to give to non-important contacts / vendors / applications etc so that we don't get a lot of non-important calls on the cell.
  18. J

    WARNING: PS: Coyote Attack - 3 year old little girl

    deleted: didn't realized this was already posted by bones.
  19. J

    Ooma as a landline replacement

    Ooma with bluetooth is only $89.99 at Amazon (today only).  It is usually hovering at around $139 for the last few month.  Finally pulled the triggered to replace our Cox phoneline in a couple of month when our bundle pricing expire as we don't need it anymore with our new home security system.
  20. J

    Cell phone signal in OH

    I got my microcell from AT&T for free (I'm in PS).  You just need to talk to their tech rep on the phone for maybe 30-45 mins as they will try to do bunch of test on your signals and try to reset or do other things.. but in the end, they were convinced signal is bad and agreed to give it to me...
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