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Spectrum Montessori (they currently manage one daycare near Irvine Spectrum)http://spectrummontessori.com/ I think they will open in the fall.

My math was actually wrong and have to leave before the chance to edit it ..  But, basically sold 1/3 of my PBR yesterday .. I originally thought I have recovered all my capital back and the remaining shares are all profit, but math actually was not correct.  Either way, am happy to take some...

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Since we don't know the number of windows, many possible answers: could be two kids (9 and 4 or 18 and 2), three kids (9 and 4 and 1).  Or you can even have 6 and 6 (Looks like the blue eyes is meant to disqualify twins but kids can be born 10 or 11 months apart).. etc

Siri or Alexa or Cortana should be able to answer these worded questions in the near future :p

Thank you !! got also the $20 off $20 amazon purchase on my Amex Clear :)

Will probably hold on to it as its on my Roth IRA account anyway (tax free gain :))... keep those suggestions coming :)

They should have built a shopping center on that area.  But why would TIC do it, it will just benefit and increase the value of PP and future great park neighborhood and could actually be detrimental to their own future projects.

thank you very much qwerty !! I got both based on the recommendations here .. Up 30%+ now in PBR and around 8% in VALE ..  At which price point would you start taking some profit off the table ?

I didn't graduate from a US high school, so my opinion might not be worth that much, but I don't really see why the need to force all students to learn Calculus / complex mathematics at such early age.  For me, I never learned Calculus until I was in college and that is because I went for an...

Sold my DTO hedge.  Since this trade, DTO was up ~12% and PBR down 6% (nice to get some gain even though my hope of PBR going up is wrong),  so essentially my PBR cost is at the current $5  price.  I think PBR is down is mostly due to oil going down and oil should stabilize or back up soon or...

After all the interest in PBR from this thread, took the plunge and bought PBR yesterday near the close, but hedged with an double short oil ETF (DTO).  Looks like today is a good day with WTI oil down but PBR up :)  We'll see how it goes in the next few days but my risk tolerance is somewhat...

That would also nicely fit our backyard and actually wanted something like that, but its a violation of HOA rules (can't have the shed height taller than the dividing wall).  I would hate to set it up and just have HOA force us to tear it down  :(

funny.. they are our dentist .. let me know if you need referrals  :P

The operator got greedy .. If they would have paid the hospital the full service amount for the birth, nobody would complain and the Fed would have turn a blind eye on this ..

Move to a margin type account.  It will eliminate these kind of limitations.  You don't have to use margin .. just to avoid these weird rules.

Not really a fan of Citicards in general. I have their Premier Pass and Citi Dividend which has great rewards back when I signed up.  But they keep on changing the rewards program and forcing you to convert to that new program .. now both are gathering dust (use probably once a year or so so...

you got $4.95 / trade ? I have a sharebuilder account through costco and trade is $5.95 ($1 less than normal) .. guess I don't have big enough equity to qualify for $4.95 :(

Amazon visa card has 2% for eating out (3% for Amazon purchase -- that's our main use really). For the gas cashback, we have a bunch of those rotating categories card (Chase freedom, discover etc).. Most of the  time, there would be at least one card that would offer 5% cashback on gas (and...

Yes.  But what if you want to maintain your lifestyle or still need the $100K distribution during your retirement years for medical reason or to support your kid or you just want to splurge .. etc ?  Or the other hand, if you have a combination of both .. say tax bracket is at $75K.  You...