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  1. 2

    Sad news...

    This is sad news, but I never really knew who is who on that board.  What was his screen name on the old IHB?
  2. 2

    Who can truly afford a home in Irvine?

    Does she say Irvine is the only option or is she open to other places?  If so, where?  Sounds like my situation
  3. 2

    Who can truly afford a home in Irvine?

    Thanks SGIP, I was just curious if both ratios become the front or the back end if someone has no debt.  You described my exact plan.  One more thing I've been curious about is this clause at SchoolsFirst:  "Programs available with no PMI: 5/1 and 7/1 terms with increases applied to interest...
  4. 2

    Who can truly afford a home in Irvine?

    I would never go near those ratios for the reason you mention, but what happens when someone has no other debt?  Does the front end then just match with the back end? Granted, most of my friends are in their 20's but the few of them that I've seen buy are 1.  gift from parents (seen the whole...
  5. 2

    Analysis of PenFed's 5/5-year ARM Loan Product

    So is it a 10% or 20% down?  Seems like Trojan and rickr differ there.  I would for sure be under 417k.  Just would rather put 10%  also am curious about that PMI info.  That would probably be my motivation to put 20% down
  6. 2

    Analysis of PenFed's 5/5-year ARM Loan Product

    What is the downpayment requirement for this?  I saw someone mentioned 25% to get out of impounding pmts but nothing about downpayment. My plan would be to use the 5/5 ARM but continue paying the 30 year or 15 year pmt.  If I did my math right, if you pay the 30 month payment on the 5 year arm...
  7. 2

    toll road expiry dates

    Is Fall 2011 still the estimated completion date for Alton?  All articles I pull is about the groundbreaking ceremony in 2010 saying that is completion date but I can't find any updates.
  8. 2

    toll road expiry dates

    I wish they would just connect Portola between Foothill Ranch and Irvine but I don't think that will ever happen.
  9. 2

    Augusta at Columbus Square

    Good quote test :)
  10. 2

    Augusta at Columbus Square

    So what part is phase 1?  is that running on schedule?  how many phases are there?  been waiting on that Tustin Road extension for awhile, looks like the Alton one will be complete first.
  11. 2

    Unclogging drains...

    Just wanted to thank IHO for posting this.  Used the black bottle on 4 slow drains this weekend and all have drastically improved.  Tried so many other gel things before this and these all worked on the first try. with the exception of one.  That one failed because I didn't use the full bottle...
  12. 2

    Laguna Altura...can you say broker co-op?

    I'll be honest, I have not been paying attention at all but have new homes been selling in the $400/sq. ft range?  Have they been in that ballpark at all?
  13. 2

    Northpark Flip: 2 Malibu

    I was reading and reading but was disappointed when I came to the end and there was new bet about who would win the slander/libel lawsuit
  14. 2

    Northwood Pizza Closing

    http://blogs.ocweekly.com/stickaforkinit/2011/05/northwood_pizza_in_irvine_to_c.php Long story short, current owner bought this place a few years ago or so from the original owners (mom and pop store) who were ready to retire and now will be turning it into a restaurant called the Spicy Crab. ...
  15. 2

    Northpark Flip: 2 Malibu

    Come on guys, thie is clearly still part of the pricing strategy.
  16. 2

    24hr fitness Irvine Center Dr.

    No, it is near Wild Rivers.  Off of Irvine Center Drive between the 405 and Bake.  And yes, there is a basketball court.
  17. 2

    Unclogging drains...

    Can you link or at least give the brand you used?  The gel one I have says it is for slow drains, but I will give the foam a try.  Thanks
  18. 2

    Former Tustin base plans in limbo

    http://www.ocregister.com/articles/tustin-261150-city-developer.html?pic=18
  19. 2

    50% primary residence 50% Non-primary - Short Sale Question

    I was just wondering if anyone has come across a scenario like this: Two brothers bought a place together around 2003.  At this time, they were sharing it (along with other family members) but it was both their primary residence. Fast forward to 2005, they refinanced the house and took out...
  20. 2

    Just got property value notice from county....

    What happens if you didn't ask, but instead they voluntarily drop your property taxes? I know it isn't much but I have a friend who just got a notice for -.25% drop without them asking for anything.  Are they then allowed to increase it 4% in the next year?  Or future years if they can't...
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