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Have another question though. We make deposit for 25K, if we are going with IP. What will happen, if we have to back out the offer before closing due to some circumstances?

We got pre-approved for certain amount. Now, we are interested in a plan which is higher. Just want to know, when we need to have 20% ready in my account to transfer. Thinking it might give us some room.

You are right.  :D. Thank you. If I put that 20K from my hand after thru contractor, then I wudn't pay both the interest and PT. I understand. 1.1% of 20K = 220$ PT  for 30 years - can be avoided if I do after thru contractor. But they are saying builder warranty wont cover, If I go with...

Say for example, I'm going with some 20K upgrades. PT 1.5% on 20K upgrade = $300 per year. $300 per year PT, I will pay if I go with builder. But, if that 20K is included in my mortgage amount. For which I will pay $850 as interest per year, which in turn I will get tax exemption. For example...

Say for example, I'm going with 20% down payment and the Bank is funding 80%. when that 20% needs to be available in my bank account? 45 days before closure, when it gets into escrow?

So my down payment should be ready, just 45 days before closure. If closure date is Sep 1st, then by July 15th. Is it correct? Also, are the closure and hand over date same?

Thank you. Marin is out of our range. We can afford Petaluma Plan 1 at max.

Builder or Contractor. Which one is best from the following perspectives?  1. Property Tax 2. Warranty 3. Price of upgrades 4. Resale value Also post the advantages and disadvantages. Thanks in advance.

When we will sign the contract? Is it just before the move in?

Hello everyone, Does anyone know the time line for buying a new house from Irvine pacific? Say for example,the home will be ready in September. What will happen between now and then? Steps: 1. I'm pre-approved by the bank for the mortgage. 2. I select the unit. 3. I need to make a payment...

Guys, I need advice on the following. Please help. We are putting all our savings into down payment. Want to make good decision. 1. Whats the difference between single family residences vs detached condos? Ex: Marin Vs Petaluma 2. Is Petaluma worth the price? Starting @ 830k for 1680+ SF...

Thank You supacpeon.

Thank you acf. I went there around mid of Jan. It was Phase 22 and Residence 1 was around 829+. Not sure how much went up from that time?

What is the current phase going on for petaluma and whats the list price? does anyone know?

Hi USCTrojanCPA, I'm interested in Jade Court Plan 1 and Caserta Plan 3X. Please send me the details @ oc.queries@gmail.com. Thank you.