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The world thinks that Orange County is a good place to live. The most populous cities in Orange County are Santa Ana, Anaheim, Irvine, Huntington Beach, Garden Grove, Fullerton, Orange, and Costa Mesa. Santa Ana has a bad reputation and is known to be "ghetto". Anaheim is great for...

With your income being less than your mortgage, I assume you are using up your savings. You must look at your assets versus liabilities. If you have over 100K in personal equity, I propose you try to sell the home or modify the loan. If you have less than 10K in personal equity, I suggest...

i used to live in the apartments backing up to the 405 - we just had to keep our windows facing the freeway closed all the time. but if you're not right next to the freeway, then it should fine. wow, new homes in fountain valley... that sounds pretty ideal. good schools, close to the beach...

Ethnic diversity matters because you never know where you'll end up. For instance, I have an uncle and aunt who, for the first 30 years of their lives, only associated with Whites and Asians. Now that they are working professionals, they primarily work with Hispanics. The point is, it's...

Any public university in California heavily favors residents who are Black or Hispanic. If it didn't, there'll eventually no longer be any diversity at its school. Asian and White students are way too abundant at these schools. What I don't get is why are the selective schools getting...

1. Chinese - Sam Woo? There are so many, but they all seem the same to me. 2. Vietnamese - Pho Bac is okay. 3. Korean - SHIK DO RAK - I love the one in Garden Grove and now I love the one in Irvine. 4. Japanese - Oki Doki - in Tustin 5. Mexican - Chipotle 6. California Fish...

I think in Orange County, the cities are pretty well segregated. If you're into the beach culture, you'll live in Huntington, Newport, or Laguna. More urban areas are Santa Ana, Anaheim, and Costa Mesa. As for ethnic enclaves, there are Garden Grove, Westminster, Fountain Valley, and Irvine...

Person 1 cannot go through with a short sale unless he has miss several payments on his mortgage. Then he needs to show that he cannot afford the payments. With his income, he probably won't qualify so would end up being foreclosed upon. Person 2 would also be foreclosed upon. Thus far...

I think Irvine is only known by three major freeway exits... Jamboree, Culver, and Jeffrey. Jamboree has the Market Place, The District, Diamond Jamboree Plaza, Airport Business District. Culver has all the schools - Northwood, Irvine High, Woodbridge, University High, & UCI. Jeffrey...

lenders aren't dumb. they know exactly what market price is. they might sell 5-10% below market, but that's about it. even if the listing price is low and a relative makes an offer, the lender is not likely going to approve of the sale if the price is too low.

vegas has grown tremendously in the past 10 years. in the short run, it has experienced a bubble like anywhere else. in the long run, it will remain a well established community. i have heard of many health professionals (with good incomes) moving to Vegas for work. i'm pretty sure they're...

i think that 300k for a brand new condo is not too bad. i've been looking at older ones for around 300k and they are rather ugly. but seriously, a 1 bedroom condo only has a capacity to house 2 adults. pretty cool for those in their 20's. but by the time you're in your 30's and thinking of...

300-400k for a new condo sounds right. right now, you can buy an old one for 200-300k. you can buy a resale home for 400-500k, and you can buy a new home for 500-600k.

The affordable program limits resale price so that the owner really can't make a profit. She pays her mortgage, tax, and MR based on the purchase price just like anyone else. She pays the full HOA amount just like anyone else. The only difference is that her cost to live there is...

I don't think the program is that great. I have a friend who purchased a condo. With mortgage, tax, MR, and HOA, she is paying roughly $2,000/month. If she was to rent a comparable place, it would be $2,400/month. And since you can't profit from the resale of an affordable home, it's pretty...

isn't anyone scared? americans spend more than we make as a whole. the government has been operating on a deficit for over a decade now. who makes our tv's, cars, dvd's, clothes, shoes, cell phones, and other electronics? the only thing that americans produce more than any other country is...

If you really think real estate will decline or stay flat for the next five years, feel free to sell your house. If you're insecure about your finances, borrow 100k or 200k at a rate lower than 5%. It will give you a decent cash cushion. We're going through some hard economic times right...

yeah, the gphone is pretty ugly. have you checked out the new touchscreen samsung behold with the 5 megapixel camera?