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  1. freedomCM_IHB

    REOs will rise 50% in the next 4 months.

    <blockquote>Take Los Angeles, where bank-owned homes priced above $500,000 accounted for just 5% of all foreclosures sold in August. Those sales may be just the tip of the iceberg: Homes at that price bracket accounted for 35% of all bank-owned inventory at the end of September and 45% of all...
  2. freedomCM_IHB

    H1N1 vaccine

    and even if we could produce enough (which we should be able to in 2-3 yrs as synthetic production comes online), half of the people would refuse to get it. darwinism at work, i guess. and it might solve the traffic problems too.
  3. freedomCM_IHB

    Adopted Children - Tell them or not?

    my brother and his wife have a biological son (all caucasian) and an adopted daughter (chinese). they've been telling her since she was able to speak. of course, with the race difference, i don't think there is any other way.
  4. freedomCM_IHB

    H1N1 vaccine

    The difference is that normal seasonal flu primarily kills the old and the weak. pig flu is getting the young. its a bigger story, because it has more impact since it is unusual.
  5. freedomCM_IHB

    do 80/10/10 loans still exist?

    hah, i just wrote in another item that i think that they are rare now, as few lenders want to be in the second position lein. but i anxiously await one of the lending pros chiming in.
  6. freedomCM_IHB

    How much of an advantage is an all cash offer?

    fwiw, i don't think 80/10/10 exist anymore. just 90%. no lender wants to be in second position.
  7. freedomCM_IHB

    Case-Schiller for Costa Mesa

    yes, the market is too frothy. all normal rules seem to be on hold. personally, when I see a market like that, I stay far, far away. this seems to be true for me personally both for RE and investments, I've withdrawn from the former by renting and latter by staying mostly in...
  8. freedomCM_IHB

    Should I co-sign a house for my parents? Help!

    The bill that ultimately repealed the Act was introduced in the Senate by Phil Gramm (Republican of Texas) and in the House of Representatives by Jim Leach (R-Iowa) in 1999. The bills were passed by a Republican majority, basically following party lines by a 54-44 vote in the Senate[12]
  9. freedomCM_IHB

    Case-Schiller for Costa Mesa

    good luck! and personally, that shit would piss me off enough to file a complaint with the salesperson's broker and the DRE
  10. freedomCM_IHB

    Case-Schiller for Costa Mesa

    Ignoring the whole house as ATM thing, which I'm not in a position to assess... most of the listings describe a plethora of esthetic upgrades (pergranteel), few of which I would guess were made from saved up cash, but instead from HELOCs. it is possible that someone selling at 125% of...
  11. freedomCM_IHB

    REDFIN.COM

    the owner said on laland blog that introduction of complete after sale information had hit their servers hard.
  12. freedomCM_IHB

    MLS Irvine Closed Sales since 1/1/2006

    I asked on the main blog, but will ask again here: What's up with IPO? is he taking a break? I miss that CS data!
  13. freedomCM_IHB

    2010 Woodbury/WB East New Home Collection

    but the have a "nook" in the middle of the great room, surely that is worth (nothing) something! plus, does each of the secondary bedrooms really need its own bathroom? can't kids share one for bedrooms 2 and 3? who is going to clean all those bathrooms?
  14. freedomCM_IHB

    Election Night 2009

  15. freedomCM_IHB

    Why doesn't TIC do something about the crowded parking at the Bluffs plaza...

    i work nearby too. what would you do for that location? parking already takes up all the available land, it seems to me. you want them to build a multi-story parking structure?
  16. freedomCM_IHB

    Periodic Table Of Financial Bloggers.

    well, to be fair, those really are economy/finance and no pure housing blogs seem to be listed
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