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Not a California lawyer. Never heard of a "cooling off" period, but ya know, it itsn't such a bad idea. Flipper deterence.

Nah, August or Sept., because it would take that long to hire enuf regulators to have at least one person to close the doors at each branch. Over at Calculated Risk, some one said they had on the order of 3500-4000 branches. Does FDIC have that many total employees?

Lookit the increases between 2003 and 2004! So would a decrease to 2002, which is 6 years ago be a buying opportunity for you guys in Irvine?

A lot of people spent the money on cruises and the like. Within the last couple of weeks I heard a bank ad to heloc your house & go on a cruise. They are insane. By the way, lending maestro hasn't been heard from for a while, has he?

True, but they probably would have failed anyhow. Latger rather than sooner. Those phoney appraisals affected everybody, even honest appraisers. If there is a whole bunch of really high comps, they simply can't be ignored. A kind of Gresham's law of appraisers--bad ones driving...

The hub & I have Verizon & love the coverage and the service is great. Trouble is the service needs to be great. We got identical phones and have taken them back and gotten both of them replaced, which was done with speed and politeness. His inexplicably turned itself off...

Heeheeheehee no vas.

Sheesh. Is this all snark? I hope? Did you consult anyone before doing this? Do you know the meaning of the work knife-catcher? Did the last year not happen for you? Were you on a secret installation on Mars without any communications from earth. You can get your...

I totally agree with no vas. This will help maybe 10 people/banks, but make it look like some politico was doing something. Maybe the F & F support will some some consequences. Maybe. But I think it is a big fat 700 page nothing burger. I think 2nd mtgees are resigned to...

Muzie--some of that stuffis not a bad idea. Some of it will not actually happen for a long, long time, if ever. For example--- Frankly a 10% haircut is not a bad idea--except apparently it is not mandatory. Banks fought like tigers to avoid cramdown legislation, and this would...

Insanity is the word. There is no there there. I will resume looking at where the mkt is when I read on the blogs that it has finally crashed. Looking hard at insanity is extremely depressing. I feel like I am waiting for the end of the world. The suspense is killing me...

Wachovia just said it wasn't buying any more broker-originated loans. There goes the only non-hard money closing I had scheduled. Lots of (formerly good stocks reporting bad stuff. I'm going out on a limb and saying tomorrow just might be black Tuesday. I'm going home, where...

Sorry Panda, I don't know how to respond to a private message. I went and bought coins from a dealer Since I did this on the off chance that we would be in a survivalist situation, I didn't want anything electronic. I didn't buy them to make money, tho I have made a bit. We didn't...

Unless you have several personal referals of a job well done do not trust any contractor or subcontractor as far as you can throw them. Give them as little money as you possibly can and as many little draws as you can get away with, even with the referrals. I do not know what it is...

The US debt officially is just under 10T. If you add in unfunded liabilities you come to a much much bigger number, from Medicare, SS etc. If you add in State and local debt you come to a bigger number still. I think the main diff between the 10T and the truly stupedous...

This person wasn't joking was she?

I sorta like both of them, the second one has been posted before. But, the locals are saying they don't harmonize with their neighborhoods.

Ah-hah.

Now it says 4 Merritt Islanders, one active. Me, I guess. Curious about the others. They weren't mentioned earlier when I checked. Is this within a certain amount of time perhaps.

Oh, lots and lots and lots.