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  1. L

    Ways to shave time off mortgage question

    Daedelus is right of course---mathematically. Psychologically he's not right. Getting out of debt is a really good thing to do. Do you have the discipline to put the money you would have paid on the mtg in a savings account. . . and just leave it there? I sure don't. My...
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    I need to lose 20 lbs in three months

    Yep, I gave up sodas years ago. The high fructose corn syrup is really bad for you. Worse than "real" sugar.
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    Ways to shave time off mortgage question

    But don't do it that way. I had a client who tried that and the computer program of the lender couldn't handle it, and they ended up in foreclosure, and had to pay me a bunch of money to straighten it all up. Figure out what the increased payment amount would be and add that to your...
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    What could be going on with my address in Columbus Square?

    Umm, it's probably nothing. Maybe they put the wrong address on a deed? If you can check your house by address or legal description on the internet, I would do so. Not that you can lose your house or anything, but if there is a wild deed encumbering your property, you should get it...
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    Interesting/Amusing Property Finds

    Has the owner changed realtors several times, with each telling the owner different things, and the owner believing the nonsense dished, and changing the price accordingly? Many years ago, I priced the first house I ever bought and sold in accordance with what the most optimistic...
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    What scares you most about the current economy?

    In Miami, I haven't closed a loan in months now. I open files, people tell me they're approved. . . and then nothing happens. Again, I have some hard equity loans pending to get some people out of foreclosure. But nothing ever happens. At least with actual people, you do find...
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    Could this really be the beginning of Great Depression II?

    I guess the idea is to hold on to your money until just before most of the banks fail and then buy the best bargain you can find, using all your savings. Preferably something largish with rooms you can rent out.
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    Could this really be the beginning of Great Depression II?

    Well, isn't this all just depressing? I respect Roubini, but really dropping interest rates? I don't think so. I see massive inflation rather than massive deflation. I suppose it is a race between the printing presses to supply the FDIC and the disappearance of all the debt and...
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    What scares you most about the current economy?

    Manufacturing that went can come back again. Yes, there will be a learning curve, but it can come back and will when overseas prices go up as they will. I fear global financial meltdown. Or, systemic meltdown. I understand that people are starting to move money around to get under...
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    Bailouts and 18 million dollar per year exec salaries

    Yes. Is there a problem with a one-word post?
  11. L

    Interesting/Amusing Property Finds

    On the mkt 567 days and counting. . .and counting. . .and . . .
  12. L

    Fun thread: Just how cheap are you?

    There is nothing yummier on this earth than home made fresh whole wheat pita bread. There's some tricks to it so it swells up the way it's supposed to, but if you haven't tasted this you have no idea what pita is supposed to taste like.
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    Headlines...

    I wonder just how long it will take people to wrap their minds around the fact that there isn't anywhere enough money in the FDIC to bail out more than a few more banks, so that switching your money around literally is moving the deck chairs on the titanic. Of course it might be...
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    IHB mentioned on Marketwatch

    Link doesn't work for me.
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    Least likely bank to fail?

    I'm moving my escrow account to Mellon. Yeah, they have dope dealer issues, and some exposure to cre, but they are so huge and are mostly not in regular banking, that I think they will survive. The suggestion to chose the lowest interest rate is aa good one. Except money lost to...
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    Wells Fargo gets strongest 1-day gain in 18 years

    BankUnited, which has my vote for next in the crapper, double. Yeah, from 44 cents to 88 cents. Pardon me while I am not impressed. And WaMu is up sharply, but still under $5. Pardon me while I continue to be not impressed.
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    W's Legacy

    Hey, steppin, I couldn't figure out how to answer you private message. Just another reason why I don't have an avatar. My tomatoes have never been eaten by rats. Mice perhaps, and bunnies and possums and raccoons maybe, but not rats. I can live with all of the above, but not the...
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    I need to lose 20 lbs in three months

    Slim people are mostly non dieters. My daughter can eat anything and is 38 and is still slim. She had a college roomie who was short and plump. When they went grocery shopping her cart was full and she ate it all. The roomies cart was not and she never lost weight. French...
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    Gold

    Upper/lower do you still think that the dow won't have a 9 handle soon? If you are still around.
  20. L

    In this thread you explain your avatar please

    I have no avatar. It is part of my bizarreness. Actually, I'm too dumb to know how to make one, and too lazy to ask nude for help. I would like to have an avator. And you are the tomato lady!! I never made the connection. I am old and don't know who to work all them new...
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