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haha.. That makes two of us. I had to read some of the language 2-3 times to make sense of what exactly are they asking. They need to do away with all these elite lingo and dumb it down like out Prez... YES I want to give voting rights to felons NO I do not want to... YES I want to remove...

Sneaky? No Slow? Yes Who they sell to will vary greatly. I wouldn't hang my hat on. My jumbo loan last year, they serviced for few months and then sold to some party, Bank of Hope was servicing it.

His purpose is served. It is nauseating that every single news channel is on repeat loop all day long today with Trump, his covid, his homecoming...blah blah.. There is more happening in the world besides Trump-rona. Party allegiance aside, the news media is not serving the public. They are in...

Caution on Loan Depot. I applied for a rental loan refi on 7/16. No closing CDs are out yet. Yes, the file is slightly more complicated but this much time is not justified. The processor I have been assigned is not very sharp and the UW keeps asking one document at a time with an interval of...

May be mortgage industry is in need of innovation. They should not need same level of paper work and assurance form all borrowers. If a borrower walks in and shows last three years of returns with $300k+ income, 760+ credit, and asking 50% LTV loan, just sign the papers. If borrower flakes...

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How many refineries and gas stations existed when horses were primary mode of transport? How was the battery life of first generation of your fav gadget- laptop, smart phone, smart watch, etc compared to now? How much energy a light bulb or a dishwasher consumed and how is the consumption now...

Govt., social media, managers, spouses...they already control your life. Having choices is just an illusion created so that you don't revolt.

So much better than paid Netflix subscription. Some of the threads and comments are so hilarious, shocking, headteachers, informative, etc. Essentially you get all the genres that Netflix offers. Still a time waster, just like Netflix, but it's free.

Have some trust in the free market sustem. They build enuf housing and things get worse with access to retail and people stop buying GPN and property values plummet 80 pct and city comes to realization that lack of retail is root of all problem and they will move to make builders do some retail...

Yeah the planned development is just so ghetto when compared to villages. Especially the last pic rendering...

Wow we have some really strong feelings for retail here in this forum.

My visits to bank are 3-4 times a year, grocery store 6-8 times a year, starbucks nearly zero. So, WB is 2.4 miles or 5.4 miles from me is not a bother. But I guess there is enough of demographic that visits town center several times a week and hence the proximity could be a big deal for them...

Mount condos on rooftops of Marketplace shops...perfect!

So, apparently there is demographic that wants grocery store as close as possible. Builders should think about it an build not so expensive, no mello, low HOA boxes that share a wall with grocery stores. I am sure those will sell like hotcakes.

Been there done that... GPN is best place to live in Irvine. OH doesn't come even close.

Owner does not matter. Servicer do to an extent. Some servicers have terrible systems and processes. If and when you need customer service from them, it may leave you with certain kind of memorable experience. Few months ago, I placed two requests on the same day to close out escrow impounds...

Thanks SGIP. Like always, your $0.02 are worth gold...:)

Is there such a thing called 'Jumbo conforming'? It is either a conforming or jumbo. Conforming could be different amount in different zip codes.