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Thank you for your inquiry at Owning Corporation. Owning is currently not accepting applications from borrowers who are self-employed and is not funding any loans that are less than $100,000 or secured by real property that is for investment (rental property). We will reach out to you once these...

I remember reading that WF article on CNBC. It said somewhere that WF did not want to take on someone else's books on their balance sheet. 1M condition indicates that they really really want to mitigate transferring someone else's that risk but are open to well heeled, risk free customers...

Congrats and welcome to the club. For the uninitiated folks here, a year of free supercharging is not a huge $ value at the end of the year. Consider this scenario, if you drove 15k miles in first year and 100% utilized the free supercharging, you'd have consumed 4000-5000 kW. If you had to pay...

What if Tesla is throwing this super awesome deal for solar at a loss or break even. Out of all new installs they do at this low prices, their mktg must have a number for attachment rate...say x% of new installs buy Tesla car because now with cheap solar energy they can justify EV. If this...

I am getting 4.125 rate for a 30-year fixed on investment property at 65% LTV. Looked many places to hop but either they don't do investment at the time or don't have better rate/terms or are crooked (*cough....LofiDirect).

Yep, very likely a bait and switch. LO never got back to me on the rate lock. Glad I never offered up my cc for appraisal. Little disappointed that I spent all that time for putting together application. FWIW - the lender in reference is Lofi Direct - apparently, they are subsidiary of AnnieMac...

Expect higher rate, don't know how much but higher. Apparently 60.00% LTV is a magic number. Not sure if 50.00% is yet another drop in rates.

I have always had rate locked on the day of the application or within 24 hours if lender did not have history with me and wanted to check the docs for credit worthiness. Never have paid a dime out of pocket before rate lock. So, is it just internal policy that differs from lender to lender as...

So this could very well be what I suspect. A bait and switch? Have not provided cc for appraisal and emailed LO that I am not moving forward until the quoted rate is locked. Will know the truth by Monday.

Question for the pros here: I got a good rate quote on Wednesday for a refi. I applied, sent the docs and asked repeatedly if the rate is locked. The loan originator kept dodging the equation and I got the disclosures today indicating that rate is not locked. The Loan estimate shows the quoted...

I tried this last year and market conditions were not right. I found it to be too much hassle to coordinate the sale (listing, showings, negotiations, timing the dates...) and closing on new construction.  In the end, my house did not sell. Fortunately, the lender allowed to count 75% of the...

As boring as it sounds, I have not come across better IPA than Kirkland Signature variety pack they sell at Costco. Sure, IPAs out of taps at breweries are better more often than not.

@USC Trojan CPA - if you want to outsource it, you can buy installation service at $100 on costco.com.

I will definitely give it a try. Painted daughter's room wall a few months ago and I am pleased with A-/A grade job I have done. Plus her excitement and help were priceless.

will give it a shot this weekend with a small 2x2 board and see how it turns out. If I do a decent enough job, may be take up a wall. Looks very real to me but likely it is a rendering like Mety says. What gives away the 3d rendering from actual?

Oh, I was thinking the 4 by 8 laminate sheets...but I like your suggestion to just buy good quality sheets, stain, and put a finish on... Is that what you are recommending?

Any DIY Pros here? How do I go about making this tv wall? Or, if I were to hire a guy, any recommendations?

US bank. btw, it is refi, not purchase.

I just locked a no cost 2.875% for a 7/1-ARM on a $1.2m loan on Primary Residence. Is the rate too high for an ARM?

tracing and all is pretty invasive from a privacy standpoint. In China and other Asian countries, Govt. can just push an app on your phone or tag your phone mac id with your name and then just track at all times the geographic location of your phone. When you test positive, they go back and see...