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    NEW FHFA LOAN LIMIT FOR 2022

    Rocket just sent an email blast saying they are offering the new limits as well.
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    Property Tax "Total Net Taxable Value" increase this year

    My property went up 1.035% (1.04%) as well.
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    2nd Floor Bonus Room (Loft) or 5th bed / 4th bath in 3,250 sq ft house?

    I'm a big fan of Fresco. I understand the appeal of the 5th bedroom or loft option but I really appreciate the high ceilings. I think if I bought it for personal enjoyment I wouldn't get either of the options. If I bought it for financial considerations in mind then definitely would add the 5th bed.
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    Altair

    Easily OH over Altair 99 out of 100 times if I had to pick. Altair has to really provide THE unicorn home and lot for me to ever want to consider it. As others have mentioned, Mello roos is ridiculously high, HOA is high, and just proximity to retail and freeways is low.
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    Where the market is - Buyer Offers

    If he bought the first 2 months post shut down, so May/June 2020, then he could have gotten a great deal. I closed a transaction about $150k under market value. The seller was desperate to sell so he could move cross country and had his buyer back out due to COVID scares. My buyer thought "I"ll...
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    Where the market is - Buyer Offers

    Well the negative effect is if you don't already own then you're in a much worse spot than a couple years ago. Most of us on these forums are owners of 1 or multiple homes so we're doing much better than the average person.
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    2nd Floor Bonus Room (Loft) or 5th bed / 4th bath in 3,250 sq ft house?

    Generally speaking extra bedrooms or bathrooms always provide higher value.
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    NEW FHFA LOAN LIMIT FOR 2022

    I've heard this rumor floating around for a week now but haven't seen a source for it yet. You can already submit loans to Pennymac though with these new limits:https://finance.yahoo.com/finance/news/pennymac-companies-support-broker-correspondent-172800710.html
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    Where the market is - Buyer Offers

    Ban this man! He knows too much. But yea honestly it's all scare tactics when they say you can't refinance in 6 months because they will lose their commission on it. Most lenders require you to sign some sort of agreement to not prepay within 6 months but #1 I doubt they will go after you for...
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    OC New Construction Home Guide for Primary Residence or Investment Purposes

    For users with MLS access there is BuildersUpdate which I believe is pretty updated.
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    Where the market is - Buyer Offers

    You cannot see it in any public records unless it goes into some sort of foreclosure. Either way forbearance is a trap. They say it doesn't affect your credit and they don't report it to the credit bureaus which is true. But what do your credit report looks like? You'll have many months of...
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    How low can we go? 30 yr fixed at 3.75% with no fees...

    It's not possible to as the range is pretty wide on cash out investment properties. You can get hit anywhere between 3-6 points.
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    Apple Products for Fall 2021: iPhone 13, Apple watch 7, etc...

    Yes I had T-Mobile a few years ago and it was horrendous. My neighborhood is a full on dead zone and WiFi calling was a must and it wasn't even that reliable. Verizon has been great for me.
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    Apple Products for Fall 2021: iPhone 13, Apple watch 7, etc...

    I only got $200 credit for my trade in. And then if you do 24 month payment plan they give you an additional $600 over 24 months or something like that making the phone effectively free. You can price it out on Apple.com and tell them you have a trade in to see.
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    Apple Products for Fall 2021: iPhone 13, Apple watch 7, etc...

    Verizon offers iPhone 13 basically for free with trade in and 24 month commitment.
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    HELOC Options

    Yes you still have to either subordinate or close the HELOC.
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    Tesla Model Y: Selling

    Because new cars are marked up even more.https://www.torquenews.com/sites/default/files/images/rav4_prime_crop_mark_4vo0m.jpg But in the case of Tesla, they didn't mark up the cars but you just have to wait 3-6 months for one. Some people need a car now.
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    Tesla Model Y: Selling

    Sell 3rd party. I sold a few cars to Unique Autos before and they are a pretty good middle ground between these larger companies and private party. They take care of all the paperwork and pay you pretty well. https://www.yelp.com/biz/unique-autos-westminster Be prepared with actual quotes and a...
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    Realtors Face Federal Scrutiny of Broker Commissions Justice Department probe

    I don't think any agent will just list your property for free on the MLS. There are services that you can pay a flat fee just for MLS listings and no additional service or support.
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    Tesla Model Y

    I just sold it to private party. They came with a cashier's check and we met at the bank. I deposited the check and signed over the pink slip. He took the car and it was a done deal. I thought about the tax credit but I rather have the car now when my 3 probably has the highest value.
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