<blockquote>If you believe house prices will go up, then you don?t have to do anything, and your 20% downpayment will appear by magic.</blockquote>
Tinker Bell economics! I like!
Funny, I didn't see that mentioned in The Book...
Total Wine has a <a href="http://www.wineaccess.com/store/totalwine-tustin/ecommerce/product.html?product_id=10785786">chard from the NY finger lakes region </a>that's different and interesting. The oak is so strange that you might think the barrel were made from some other hardwood.
I can confirm that Total Wine is OPEN and they are fantastic! Good organization, huge selection, pricing lower than BevMo, $.10 tastings on weekends, nice catalog!
<blockquote>He won?t leave me. We?ll grow old together</blockquote>
Over the past month or two, I've been kicking around financial ideas with a person who is turning to litigation to help untangle about a quarter million in assets from the person with whom she'd grow old with. I guess she...
Oh, and the ring is probably a bad idea as well (assuming he's dumping two months salary into it). You're not into <a href="http://www.un.org/peace/africa/Diamond.html">diamonds</a>, are you?
Babyseal, my blunt advice: Get six months of living expenses saved NOW and put bicycles out of mind. Unless it's something for under $700 to help him occupy his time while he (and you) save the six months of living expenses.
(grouchy old man hat ON) An appetite and tolerance for debt will...
<blockquote>it seems like the neighbors above stomp across their rooms instead of walking regularly across</blockquote>
It's my least favorite thing about having people above you. The thing is, they're walking in a manner that's perfectly normal to them: With a heavy heel-strike. We're...
I hear that horses will do the same thing if they're given too much feed.
Homo sapiens is supposed to be smarter than that. 30 year fixed freely available for under 5% is like a gift from God, and we (metaphorical 'we') blew it.
I don't know if having the government protect us from...
I agree with him. Consumers have:
* houses they can't afford
* revolving debt they can't service
* BMW leases they can't pay
* stagnating wages
* too little retirement savings
* an overinvestment in equities
Hell yes it's consumers fault.