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bigger lot than my property in LA and commute isn't even that bad.  maybe i should upgrade...

I mean, the government owns or insures like 2/3 of home mortgages. Doesn't really make sense to be foreclosing on homes during a pandemic. Of course some people take advantage who don't need it, but that's inevitable.

prices will just keep soaring as zoomer throuples enter the market demanding additional bedrooms

Interest rates are low because of the pandemic, or more accurately the Fed's response to the pandemic The rest is just a supply and demand story. Supply of homes especially SFR has been low for a long time and new construction limited by regulations and more recently materials and labor costs...

same poll produced this:

yea i typically advise against shooting people.  rarely works out.

happened right down the street from me.  didn't turn out so great for the dog walker i'm told...

"$100 reward for returned wallet, no questions asked" person who brings the wallet back might be the thief.  but at least you still get your wallet back?

btw, for a fun exercise, try sending $10 to a random person on venmo and then asking venmo to reverse the transaction.

they exploited a vulnerability in poly network's smart contracts, which are software programs that facilitate transactions between different blockchains.  so the analogy would be more like hacking venmo or paypal than hacking banks. the story is that they did it to "prove they could" but it...

if someone is saying blockchain is unhackable they are lying or wrong, or you're misunderstanding what they're saying. bitcoin and other consensus algorithms are trivially "hackable."  you just need to control 51% of the hash power.  that can literally be done right now, with current tech.  it...

if someone hacks my steam account i'm not getting my games back.  anyone holding significant amounts of valuable data on a website is doing so at huge risk.  no different than keeping more than $250k in your wells fargo checking account.  buyer beware. crypto is much easier to store securely...

that's not reversal, that's just insurance.  anything can be insured. 

did the FBI comment on whether ATM withdrawals can be reversed?

anything you log into using a username and password is hackable

i know someone who went at least part of the way through the process of buying into one of these and bailed because the fees were super high.  i guess you can fire pacaso as the property mgr if you want but would need agreement of the other LLC owners.

working 80 hours a week in a house with 3 college students who pay rent in crypto does not sound like a good time

the "standard" starting salary for biglaw is 205k right now, but i was counting bonuses, including "covid bonuses" which i think are here to stay because the lateral market is still crazy. anyway, with a 200k+ salary for 3 years you can qualify for a huge mortgage pretty easily with rates as...

large law firm not saying it's smart, but not everything people do is smart.  and people tend to over-estimate their income stability...

low interest rates is probably the biggest factor though.  lower rates = lower PITI = lower income required to qualify for a big mortgage. lending rules are stricter than pre-crash but afaik they are generally only looking at DTI/credit score/some limited amount of reserves.  at my job starting...