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  1. paydawg

    Dow?

    it may feel that way, but it's not even close.  Roughly, the 08 bottom equated to 1996 prices (12-13 years of no gains!).  So far, any gains you have from Q1 2017 are wiped out.  That's only 3 years. 
  2. paydawg

    Lakers News

    I DO NOT want to see games played in empty arenas.  That sounds boring.  I'd rather they just cancel games then. 
  3. paydawg

    How low can we go? 30 yr fixed at 3.75% with no fees...

    50 bps rate cut by the Fed this morning!!??  WTF
  4. paydawg

    coronavirus

    They were limiting 3 packs of water per person. Costco Technology ran out of water roughly around 10AM this morning but there was no real shortage of the Kirkland toilet paper. 
  5. paydawg

    coronavirus

    Dow futures down another roughly 1300 for tomorrow.  ;)
  6. paydawg

    Rams in the Super Bowl!!

    and congrats to all those who watched that halftime show!  :P >:D :-* :-X
  7. paydawg

    coronavirus

    Have you seen the recent videos on Twitter of restaurants serving up bat and live mice in China?  I'm guessing that might be the first place to look. 
  8. paydawg

    Napa at Eastwood Village - KB Homes

    Fully agreed.  If you're levered, the lower property gains can work in your favor.  So many factors at play, including how much your levered by, transaction costs, tax benefits, property tax and MR expenses annually, etc. etc.  I guess my main point was that people shouldn't lament foregoing...
  9. paydawg

    Napa at Eastwood Village - KB Homes

    Well, look at it this way.  If you had invested in QQQ in mid-2016, you'd be up about 110% right now.  That's better than your ~40% property value gains. 
  10. paydawg

    High ACT but gpa in low 3s

    I didn't realize the acceptance rate at UCLA is THAT much lower than Berkeley .  Wow. 
  11. paydawg

    High ACT but gpa in low 3s

    Are you saying the top Bay area HS's vs the TOP So. Cal. HS's?  It doesn't sound like you're comparing apples to apples here.  It sounds like you're saying the UC schools allocate a disproportional share of spots to Bay Area students. 
  12. paydawg

    Land SE of PS/Altair (Modified: Environmental Concerns Broadly)

    B/c that research his easier to do and easier to draw conclusions from.  Just like it's easy to draw a conclusion that overweight people who live next to a McDonald's got fat by eating at that McDonald's.  But those overweight people might have eaten poorly even if that McD's was there. 
  13. paydawg

    Land SE of PS/Altair (Modified: Environmental Concerns Broadly)

    Every village has it's flaw.  I don't believe PS has any any legit health hazards, however it is probably considered a higher fire danger area.  The heath hazard topic lies squarely with the GP neighborhoods due to being on a superfund site.  Being next to the 241, or any freeway for that...
  14. paydawg

    Land SE of PS/Altair (Modified: Environmental Concerns Broadly)

    https://www.redfin.com/city/9361/CA/Irvine/filter/min-beds=3,max-beds=3,min-sqft=2k-sqft,max-sqft=2.25k-sqft,min-year-built=2014,max-year-built=2016,hoa=300,include=sold-1yr Let's try and look at this cut of sales: -3 bedroom homes, built b/w 2014 and 2016, sold within the past year.  i also...
  15. paydawg

    Land SE of PS/Altair (Modified: Environmental Concerns Broadly)

    That's exactly my point.  People value things differently and it appears more people DO value proximity/central location over a bigger home.  For those that value a large home at a value price, PS works.  But part of the cost of living in PS is hidden in higher MR & slightly higher HOAs...
  16. paydawg

    Land SE of PS/Altair (Modified: Environmental Concerns Broadly)

    Not sure who the haters are.  Just facts.  This CV home was sold also at $516/sq ft.  No large lot, no spectacular views.  There must be something else that people value that put this CV home at the same $/sqft as that premium-lot PS home. ...
  17. paydawg

    Land SE of PS/Altair (Modified: Environmental Concerns Broadly)

    While I don't know exactly where you live, my math wasn't as fuzzy as you think.  Here are the houses I compared: https://www.redfin.com/CA/Irvine/146-Brambles-92618/home/143916127 HOA = $233/month https://www.redfin.com/CA/Irvine/82-Scented-Violet-92620/home/58557054 HOA = $135/month -MR...
  18. paydawg

    Land SE of PS/Altair (Modified: Environmental Concerns Broadly)

    I compared the MR and annual HOA for a home in PS vs a similar home in CV.  A 3 bedroom/3 bath home; ~2,200 sq ft; built in 2015-16.  The PS Home sold in Nov 2019 for $935K.  The CV home sold in Aug 2019 for $1,055M.  To compare apples to apples, the PS home should be discounted by ~$60K for...
  19. paydawg

    Land SE of PS/Altair (Modified: Environmental Concerns Broadly)

    Same here.  We almost bought in PS, but determined it was just too far.  I don't care how close In n Out in FR is...that's not how I choose a house location.  I need proximity to my job, everyday shopping, schools and kids' activities.  At the end of the day, PS didn't give me that. Others may...
  20. paydawg

    Land SE of PS/Altair (Modified: Environmental Concerns Broadly)

    How much is MR and annual HOA at PS?  I'd like to see the math.
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