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  1. paydawg

    Retail Openings and Closures

    I just learned about the benefits of black coffee from my doctor friends. They only drink it black.
  2. paydawg

    Junk fooding

    I should start a Costco items thread. Anyone like the Bitchin Sauce at Costco?
  3. paydawg

    Why is GP cheaper from Price/Sqft compare to rest of Irvine

    In order to come up with the additional $7K/year in MR, you would need to have $175K invested in an investment (like a bond) that yields 4% annually. That's the general thought.
  4. paydawg

    Stock picks

    Any AI names you're eyeing? Please don't say NVDA.
  5. paydawg

    COVID-19 Retail Openings and Closures

    Tried Crumbl for the first time tonight.  My gawd those cookies are awful.  Never again.
  6. paydawg

    Newer Irvine listings with crazy WTF asking prices from equity sellers

    No more screwing around.  They need to raise it 100bps tomorrow.
  7. paydawg

    OC Power Authority

    I called the number and punched in my SCE customer account number and their automated system is indicating my account is 'already opted-out'.  Not sure how that happened. 
  8. paydawg

    OC Power Authority

    Not yet, but will try calling soon.
  9. paydawg

    OC Power Authority

    Are you receiving this message when trying to opt-out? This account is currently not eligible to opt out. Please contact our toll free number at (866) 262-7693 8AM-5PM PT for further assistance.
  10. paydawg

    Housing Analysis

    I get those texts for properties I don't even own
  11. paydawg

    These Homeowners Decided to Rent Again

    Very risky if they're giving up their low interest rate mortgage
  12. paydawg

    Arizona Real Estate (Bubble)

    The 2007/08 bubble was fueled by unqualified borrowers who obtained Option-Arm and NINA loans for little to no equity and subsequently strategically defaulted with limited consequence.  Current borrowers are more qualified, have been vetted more thoroughly by the lenders, have more equity and...
  13. paydawg

    How soon until Bitcoin crashes?

    Anybody care to venture how this will all end up in a couple years for Crypto?  I think we'll be left with two (BTC & ETH), with BTC ~ $20K and ETH ~ $1K
  14. paydawg

    COVID-19 Retail Openings and Closures

    First CVS, now La Sirena Grill.  How long do you think Pizza stays in that location?  That place is always empty.
  15. paydawg

    Agency Investment and Second Home lending changes.

    I full appreciate real world application.  I just sold one rental property last month and still own another one out of state where eviction moratoriums are not so rigid.  I'm glad that you were personally able to properly navigate the past ~24 turbulent months through luck, or savvy moves...or...
  16. paydawg

    Agency Investment and Second Home lending changes.

    Massive gain in stocks is overstated, don't you think?  I don't know details of your real estate sales or stock purchases, but at a high level, the S&P 500 is up roughly ~25% since mid-2020.  I'd venture to guess the IE is up roughly ~45% during that same span.  I don't have access or time to...
  17. paydawg

    Agency Investment and Second Home lending changes.

    Just curious where LL put his sales proceeds when he sold his IE rental property in 2020, BEFORE the run-up?  Hopefully somewhere good, bc real estate might have been the best place to invest for the following 12 months.  LL might be correct about a pending home price drop in the near/mid...
  18. paydawg

    Irvine getting Bass Pro Shops? Outdoor World store

    There goes the neighborhood!
  19. paydawg

    Mortgage Forbearance and foreclosures delayed 2022

    Foreclosures since March 2020 doesn't mean much since they were basically non-existent.  That's like saying my 17-yr old daughter has twice as many speeding tickets in the past 12 months vs the prior 12 months. 
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