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  1. zubs

    Economy and Climate Change

    Regarding climate change. There must be a good reason why home insurance companies have decided to leave FL & CA. Insuring these homes use to be profitable, but now it's not...I wonder what changed?
  2. zubs

    Fletcher Elementary (Chinese Immersion) City of Orange

    https://www.greatschools.org/california/orange/3928-Fletcher-Elementary-School/?searchWhatType=autosuggest&searchLocationType=undefined&searchWhatKeywordValue=fletcher 7/10....when it was 3/10 eight years ago. These mandarin immersion kids sure are killing it. I've spoken to some Irvine...
  3. zubs

    Economy and Climate Change

    Speaking of disobeying orders....The students who left their rooms had a better chance of survival than the ones who listened to the announcement and stayed in their rooms. Sometimes you gotta break the rules. https://en.wikipedia.org/wiki/Sinking_of_MV_Sewol
  4. zubs

    Irvine Crime Wave

    IHO has said he is a fat ass since (consults excel notes) 2010. Unless his intermittent fasting has worked in the past 5 years...this is not him.
  5. zubs

    Toyota moving to Texas

    I wonder how many tax cheats the Franchise Tax Board catches every year of people pretending to live in NV, TX, FL for the tax benefits but really live in CA. Is it 0%...because if it's easy to do I'll pretend to live in TX. Is Newsom gonna beef up the CA tax police?
  6. zubs

    Economy and Climate Change

    You guys are funny with all the... look at my view.. I don't have to listen to gun shots. It's like getting a front row seat to how your mind works.....(zubs updates his excel files) Keep on keeping on.
  7. zubs

    How high will mortgage rates climb in the next 36 months?

    You know that feeling of....I should have bought that house 10 years ago why did I wait? Well I did buy a house 10 years ago and selling it feels wrong.... Is your advice to sell that house and put the proceeds into bonds? The house has doubled in price, so long term cap gains is 15% upon...
  8. zubs

    How high will mortgage rates climb in the next 36 months?

    Rents are still really high. So for the people who have sub 3%...they will not sell. They will become landlords. Watch rents as a leading indicator.
  9. zubs

    How high will mortgage rates climb in the next 36 months?

    As interest rates go up the urge to sell my properties diminishes... so now I'm not gonna sell my properties even HARDER! The million dollars I borrowed at 2.5% can be put into a 4.35% cap one savings account. Too bad I didn't borrow 100 million at 2.5%
  10. zubs

    What parts of Tustin are safe vs less safe?

    I've noticed that due to the quick acceleration of tesla cars and the heavy battery. Tesla tires don't last long. Gotta use chill mode if you wanna keep your tires. I read that some drivers only get 20,000 miles before tread is dead.
  11. zubs

    What parts of Tustin are safe vs less safe?

    The Tustin Police Dept. shut down a huge street takeover and towed away 51 vehicles https://newsantaana.com/the-tustin-police-dept-shut-down-a-huge-street-takeover-and-towed-away-51-vehicles/ At least the Tustin police are doing something about these car takeovers. Any of you guys see this...
  12. zubs

    Buying as investment

    In the pits of 2022 when stocks were at its lowest, I wish I had sold all stock @ beginning of 2022 and bought housing. Instead I rode the roller coaster.
  13. zubs

    Front License Plates

    I think my Tesla Y front brace was like a sticky note. No screws. It hasn't fallen off after 1 year.
  14. zubs

    coronavirus

    Trump was boo'd by his own crowd when he talked about his involvement in getting the vaccine out. The trump crowd don't care about trump. They want someone to do what they want and he is the closest thing. Desantis is trying his best to tap into that crowd, but failing.
  15. zubs

    Buying as investment

    The wealthy Chinese I know have moved a lot of their assets out of China and have bought investment properties in USA as well as stocks/bonds/CDs....The wealthy ain't got no time for common prosperity. They only go back because their business is still profitable. I get the feeling that when...
  16. zubs

    ICE or EV?

    My brothers Tesla 3 has 170,000 miles so far. Still going strong. Here is a reddit forum talking about driving teslas 300,000 plus miles. Apparently the battery has degraded atleast 20%.
  17. zubs

    Sudden sky high prices & no inventory of rental homes?

    Burglars seem to be very attracted to Irvine....maybe because of the idea that Asians are rich and cooperative? I keep seeing arrest reports about burglars coming from LA or IE to burgle houses in Irvine. I wonder if Irvine attracts burglars more than other cities.
  18. zubs

    ICE or EV?

    If you would post articles that don't use phrases like "The left" then it would be taken more seriously.
  19. zubs

    The Orange County Magic: 10 Reasons Why I Fell in Love with OC!

    I prefer organic off the head posts rather than generic real-estate marketing crap. But posting generic marketing crap does give one such as myself a chance to respond so thanks 4that.
  20. zubs

    Veterans Cemetery coming to Irvine

    I think we need another vote...
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