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  1. ThirtySomethingWEquity

    Accessibility to non HOA pools (ie Northwood)

    I can't imagine living in Orange County and not having a nearby community pool to walk to at minimum. It's one of the best things to do 9 months of the year, both when it was just my wife and I and then later with kids.
  2. ThirtySomethingWEquity

    Work in office or remote?

    Amazon has always been a meat grinder for the majority of employees. But the standout ones have always been (and will continue to) get exceptions. Meta said the same thing last year but then they walked it back for anyone who was special/extra good.
  3. ThirtySomethingWEquity

    Work in office or remote?

    I will probably end up doing the same for my next job. Current gig the whole team is in Sunnyvale and Seattle, i'm the only one in Irvine. previous jobs at different companies I had the same thing going. If I am promoted one level though, it's actually still worth it if I have to pay for my...
  4. ThirtySomethingWEquity

    The Meadows, Lake Forest by Toll Brothers

    Parkside feels really cheap to me. The houses are zero lot line, and the neighborhood feels incredibly crammed together. Gated is nice, but not worth it. Just walk around the neighborhood in Parkside and tell me it's as nice as Baker Ranch or the Meadows.
  5. ThirtySomethingWEquity

    Presidential Elections

    Are you trolling or do you not really understand the difference between tax brackets (which is what you posted) and effective tax rate. Do you really not know about SALT? The brackets were marginally lowered for upper middle class people, but the removal of the SALT deduction made Californians...
  6. ThirtySomethingWEquity

    Presidential Elections

    You proved my point with your chart. DT gave a bigger tax cut to people lower in the tax bracket and I pay more in taxes. Did you post the wrong chart?
  7. ThirtySomethingWEquity

    Presidential Elections

    Look, I hate everything the progressives *say* about equity and all that. However, welcome to reality: Donald Trumps tax policies have been more progressive and hurt more upper middle class Californians, than any other previous tax policy to come out by democrats. You cannot argue that...
  8. ThirtySomethingWEquity

    Presidential Elections

    I mean I mostly agree with you, but Trump has enacted more socialist tax policies than any democrat has in my lifetime.
  9. ThirtySomethingWEquity

    Presidential Elections

    Let's keep in mind, Trump's tax policy raised taxes on upper middle class Californians so he could give a tax break to the poorest people who are already not paying their fair share (by doubling the standard deduction). So in my lifetime, Trump has enacted the most socialist tax policies thus...
  10. ThirtySomethingWEquity

    Luna Park in Great Park Neighborhood

    I don't think Foothill Ranch Town Center is crowded at all. Compared to Woodbury it's practically empty. The lines are about as long at Ralphs or Target as anywhere in Irvine at worst. Often it's actually pretty quick at most places, and given you have Target, Walmart, Ralphs, and a ton of...
  11. ThirtySomethingWEquity

    ICE or EV?

    Also for the record, me recognizing Larry was moron who misjudged the market back in 2009 was one of the best financial decisions of my life. and I think about it occasionally when I pull up to my ~2.4m house that I bought with equity from my previous place in Irvine.
  12. ThirtySomethingWEquity

    ICE or EV?

    Electric vehicles lose 49% of their sticker price. Not what they actually *cost* people. That's a big difference, and actually puts electric vehicles ahead of ICE cars.
  13. ThirtySomethingWEquity

    Luna Park in Great Park Neighborhood

    TB is building a new tract of homes in The Meadows that are nice large ones. I'm not sure when they will start building them, but I believe the waiting list is open. Also, there are some decent resales in The Meadows as well as Baker Ranch. My kids are too little so we haven't looked into it...
  14. ThirtySomethingWEquity

    Luna Park in Great Park Neighborhood

    Have you considered Foothill Ranch? The Meadows is quite nice, or Baker Ranch where I am. I'm also a software engineer working at one of the FAANGs in OC and it's about a 20 minute commute in the morning, and 30 minutes in the evening. To get to the 405 from Foothill Ranch takes me about ~8...
  15. ThirtySomethingWEquity

    Luna Park in Great Park Neighborhood

    If the MR is anything like the rest of the GP, you're better off buying in Portola Springs and then using the money you save on MR to just have your groceries and takeout delivered.
  16. ThirtySomethingWEquity

    ICE or EV?

    I really like the model 3, I think it's great bang for buck. But the new one having no stalks really bugs me. I'd probably consider it otherwise. So far my 2019 has had 0 issues (well, occasionally i've had to reboot the infotainment screen), 0 maintenance, charge at home, get free charging...
  17. ThirtySomethingWEquity

    Housing Analysis

    Wow, was this in addition to the the initial grant from when you joined? Usually you get a four year grant, then a four year refresher grant that vest over many years, which significantly caps the upside (but it's still nice).
  18. ThirtySomethingWEquity

    Housing Analysis

    I think you're underestimating the number of people who make $350k, or they make less but have career windfalls of much higher income. Some examples from some friends: 1. Worked for a startup, got stock options, options popped when the company got bought by a public company. They don't make...
  19. ThirtySomethingWEquity

    How high will mortgage rates climb in the next 36 months?

    If rates stay high, you'll have less and less investors coming into the market and more and more will sell to get better/safer returns elsewhere. But this is going to be a dog slow process, and I imagine at best it would keep prices flat or kept to a more modest increase.
  20. ThirtySomethingWEquity

    How high will mortgage rates climb in the next 36 months?

    Maybe if things get really bad housing prices will go back to around where they were when Liar Loan became a renter :p
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